Personal loans in Lecompte, LA

Roughly 821 residents live in Lecompte, the 170th-largest community in Louisiana. In Lecompte, one of 302 Census places in Louisiana, the figure to compare across lenders is the APR, not the advertised rate.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Begin with the payment, then weigh APR and total interest across the lenders that reach Lecompte's 821 residents. State law, not city hall, decides what a lender may do to Lecompte's roughly 821 residents, and a state regulator supervises it. The 2020 count to the 2023 estimate shows about 3.3% decline in Lecompte. A larger market lies at Woodworth, LA about 9 miles away.

Where Lecompte stands

Set out below is Lecompte's local context next to the state-level rules that reach every lender here.

How Lecompte compares across Louisiana

Against Louisiana's other places, Lecompte accounts for about 0.0% of the state's population and ranks 170th of 302 by size. Its 2020-to-2023 change ranks 164th of 302 Louisiana places, putting it near the 46th percentile for growth. By density, at about 772 people per square mile, it ranks 115th in Louisiana. The population moved by about 28 people between 2020 and 2023, a 3.3% shift.

Steps to take before a Lecompte loan

Before you hand your details to a lender in Lecompte, where the population is near 821:

  1. Get your credit reports, dispute what is wrong, and only then start shopping.
  2. Run the numbers on the personal loan calculator so you know the payment before you apply.
  3. Shop at least three lenders and judge them on APR and total cost.
  4. Look the lender up in the Louisiana regulator's licence records before you sign.
  5. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
  6. Read the disclosure for an origination fee and any prepayment penalty before signing.
  7. Make sure the new payment leaves room in a budget you already keep.

What differs between Lecompte and the rest of Louisiana is not the process but the borrower's own file, among the 821 people here.

Louisiana rules behind a Lecompte personal loan

This table holds the Louisiana rate and licensing rules for consumer loans made to Lecompte's 821 residents.

RuleDetailSource
State lending regulatorLouisiana Office of Financial Institutions (OFI), Non-Depository Division
Source says: "OFI is responsible for the supervision of various entities which provide financial services to the citizens of the State of Louisiana."
Louisiana Office of Financial Institutions
as of 2026-09-16
Licensed-lender consumer loan finance charge caps36% first $1,400; 27% to $4,000; 24% to $7,000; 21% above (R.S. 9:3519(A))
Source says: "Thirty-six percent per year for that portion of the unpaid principal amount of the loan not exceeding one thousand four hundred dollars"
Louisiana State Legislature
as of 2026-09-16
Maximum legal interest rate (usury cap)12% per annum maximum conventional interest (La. R.S. 9:3500(C)(1))
Source says: "The amount of the conventional interest cannot exceed twelve percent per annum."
Louisiana State Legislature
as of 2026-09-16

How lenders reach Lecompte

With about 772 residents per square mile, Lecompte is moderately settled, and 28 larger Census places sit within 50 miles. Lenders licensed in Louisiana reach Lecompte's 821 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Woodworth, LA about 9 miles away.

Land, water and location for Lecompte

Lecompte covers about 1.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 772 people per square mile. The largest place in Louisiana, New Orleans, lies about 163 miles away. Counting outward 50 miles, 28 larger communities surround Lecompte. The 100-mile radius contains 107 larger places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Lecompte if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Lecompte is the same as anywhere in Louisiana.
What loan size can I expect in Lecompte?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Lecompte?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Lecompte cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Related