Personal loans in Bunkie, LA
Personal loans in Bunkie are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 3,205 population. By population, Bunkie sits at 83rd in Louisiana, with an estimated 3,205 residents.
The closest larger place is Marksville, LA about 14 miles away. Bunkie lost roughly 4.3% of its population across the 2020-to-2023 comparison. Every figure below is Louisiana's own, applied to Bunkie's 3,205 residents, with the publisher and retrieval date attached. Decide the purpose of the loan and your repayment plan before sharing any details with a Bunkie lender.
Bunkie: population, trend and location
Bunkie is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: about 3,205, ranked 83rd of 302 places in Louisiana (Census Vintage 2023 subcounty estimate).
- Population trend: A drop of about 4.3% from 2020 to 2023.
- People gained or lost: about 143 fewer since the 2020 base.
- Size percentile: roughly 73% of Louisiana places rank below Bunkie.
- Population density: about 1,061 people per square mile (Census land area 3.0 sq mi).
- Land area rank: Bunkie's 3.0 square miles rank 130th of 302 places in Louisiana.
- Water area: Bunkie has 0.01 square miles of water, ranking 132nd of 302 places in Louisiana.
- Share of Louisiana: Bunkie holds about 0.2% of the state's population, some 3,205 people.
- National standing: Bunkie ranks 6,065th of 19,457 US places.
- Growth in Louisiana: Bunkie stands 209th by percentage change from 2020 to 2023, among 302 places.
- Against the state trend: Bunkie's 4.3% change compares with a Louisiana average of -2.1% across its 302 places.
- Density in Louisiana: Bunkie ranks 72nd by people per square mile.
- Against the state median: Bunkie runs about 1,061 residents per square mile, where the Louisiana median is 534.
- Location: 30.9537 / -92.1881, per the US Census Bureau Gazetteer.
- Nearest larger cities: Marksville (14 mi); Ville Platte (19 mi); Alexandria (29 mi); Oakdale (29 mi); Pineville (30 mi). Online lenders reach Bunkie no matter how far the nearest branch is.
- Smaller communities close by: Evergreen (5 mi); Cheneyville (7 mi); Hessmer (8 mi), each with its own Census population profile.
- Smaller neighbours: 43 places smaller than Bunkie sit within 50 miles.
- Within 100 miles: 49 places are larger than Bunkie.
A practical checklist for Bunkie borrowers
Complete these steps first when you borrow in Bunkie (3,205 residents):
- Pull your credit reports first and correct any error before a lender sees the file.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Verify the lender's Louisiana licence with the regulator listed on this page.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Check that the monthly payment fits your budget next to your existing obligations.
- Pick the shortest term whose payment you can comfortably afford.
The process is identical across Louisiana; what changes is your credit file, not the fact that Bunkie holds 3,205 people.
What shapes a Bunkie personal loan
A Bunkie personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 3,205 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Bunkie. Because the payment is fixed, the total cost of a Bunkie loan is knowable in advance — unlike a revolving card balance.
Bunkie: area, density and distance
Bunkie's land area is about 3.0 square miles; a further 0.01 square miles is water. With 3,205 residents, the land area yields roughly 1,061 people per square mile. The state's population centre of gravity, New Orleans, is roughly 148 miles away. A 50-mile radius around Bunkie takes in 14 places that are larger. By land area it ranks 130th of 302 Louisiana places.
Louisiana consumer-lending rules applied in Bunkie
Below are the Louisiana rules that apply to a loan made in Bunkie, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Louisiana Office of Financial Institutions (OFI), Non-Depository Division Source says: "OFI is responsible for the supervision of various entities which provide financial services to the citizens of the State of Louisiana." | Louisiana Office of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer loan license required from OFI before making consumer loans Source says: "Persons who wish to engage in the business of making consumer loans must hold a consumer loan license issued by this Office" | Louisiana Office of Financial Institutions as of 2026-09-16 |
| Licensed-lender consumer loan finance charge caps | 36% first $1,400; 27% to $4,000; 24% to $7,000; 21% above (R.S. 9:3519(A)) Source says: "Thirty-six percent per year for that portion of the unpaid principal amount of the loan not exceeding one thousand four hundred dollars" | Louisiana State Legislature as of 2026-09-16 |
How lenders reach Bunkie
Bunkie is moderately settled, with about 1,061 people per square mile and 14 larger places within 50 miles. What is available to Bunkie's 3,205 borrowers is set by Louisiana licensing and your own credit, not by how many branches are nearby. The nearest larger city, Marksville, LA about 14 miles away.
Common questions
What are my options in Bunkie if my credit is poor?
What loan size can I expect in Bunkie?
Do I have to pledge anything to borrow in Bunkie?
Does comparing loans in Bunkie cost me credit score points?
Nearby places
- Evergreen, LA — population 208
- Cheneyville, LA — population 442
- Hessmer, LA — population 742
- Cottonport, LA — population 1,952
- Mansura, LA — population 1,279
- Plaucheville, LA — population 212
- Marksville, LA — population 4,835
- Moreauville, LA — population 935