Personal loans in Lakeville, IN
Every figure below is Indiana's own, applied to Lakeville's 876 residents, with the publisher and retrieval date attached. An estimated 876 people make their home in Lakeville, a figure that ranks 326th in Indiana. For a borrower among the roughly 876 residents of Lakeville, a personal loan is a tool whose cost turns on the terms, not the address. Lakeville gained roughly 0.1% in population across the 2020-to-2023 comparison. Decide the purpose of the loan and your repayment plan before sharing any details with a Lakeville lender. The closest larger city is North Liberty, IN about 8 miles away.
Local context for Lakeville
Here is the sourced Census picture for Lakeville, plus the Indiana lending rules that apply to a loan taken out here.
- Population: a Census-estimated 876, 326th among Indiana's 565 places (Vintage 2023).
- Population trend: Roughly 0.1% more residents than the 2020 Census counted.
- Absolute change: 1 residents added between 2020 and 2023.
- Size percentile: roughly 42% of Indiana places rank below Lakeville.
- Density: the Census land area of 0.6 sq mi holds about 1,399 people per square mile.
- By land area: Lakeville ranks 353rd among Indiana's 565 places, at 0.6 sq mi.
- State share: roughly 0.0% of Indiana's residents live in Lakeville (876 people).
- National rank: Lakeville sits 10,798th by population among the 19,457 places in this dataset.
- Growth rank: Lakeville's 2020-to-2023 change ranks 282nd of 565 places in Indiana.
- Versus Indiana: the state average change is +1.0%, while Lakeville moved 0.1%.
- Density rank: Lakeville places 270th among Indiana's places by people per square mile.
- Density in context: Lakeville's 1,399 people per square mile sit against a Indiana median of 1,375.
- Location: 41.5285 / -86.2754, per the US Census Bureau Gazetteer.
- Nearest larger cities: North Liberty (8 mi); Bremen (8 mi); South Bend (10 mi); Walkerton (12 mi); Mishawaka (12 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places close by: La Paz (5 mi); Indian Village (13 mi); Roseland (13 mi).
- Smaller neighbours: 35 places smaller than Lakeville sit within 50 miles.
- Larger places within 100 miles: 415.
Borrowing reach in Lakeville
Lakeville is moderately settled, with about 1,399 people per square mile and 79 larger places within 50 miles. A Indiana licence lets a lender serve Lakeville without a local office, so branch density does not change what its 876 residents are offered. The nearest larger city, North Liberty, IN about 8 miles away.
How Lakeville compares across Indiana
Among Indiana's 565 places, Lakeville sits at 326th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Lakeville stands 282nd among Indiana's 565 places — roughly the 50th percentile. At about 1,399 people per square mile, Lakeville is the 270th most densely settled place in Indiana. Between 2020 and 2023 the count changed by roughly 1 residents.
What Indiana law requires in Lakeville
This table holds the Indiana rate and licensing rules for consumer loans made to Lakeville's 876 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Small Loan License required (IUCCC; separate Consumer Loan License for IC 24-4.5-3 loans) Source says: "unless a person is a supervised financial organization or has first obtained a small loan license from the Department of Financial Institutions (DFI)". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan size limit | $825 maximum aggregate small-loan principal per borrower Source says: "Lenders cannot have loans ... outstanding with you at any one time if the aggregate principal amount/amount financed exceeds $825". | Indiana Department of Financial Institutions as of 2026-09-16 |
What a Lakeville borrower is actually offered
A Lakeville personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 876 residents. A lender serving Lakeville's 876 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Lakeville loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Lakeville: area, density and distance
Lakeville's land area is roughly 0.6 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 1,399 people per square mile. Fort Wayne, the largest place in Indiana, is about 66 miles from Lakeville. Within 50 miles of Lakeville there are 79 larger Census places. The 100-mile radius contains 415 larger places.
Common questions
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Nearby places
- La Paz, IN — population 463
- Bremen, IN — population 4,604
- South Bend, IN — population 103,395
- North Liberty, IN — population 1,625
- Mishawaka, IN — population 50,842
- Plymouth, IN — population 10,989
- Indian Village, IN — population 117
- Roseland, IN — population 851