Personal loans in La Paz, IN
The roughly 463 people who live in La Paz borrow under Indiana rules; city hall sets no personal-loan rate. La Paz is one of 565 Census places in Indiana; its 463 residents put it at 421st.
A 2020-to-2023 comparison shows La Paz down by about 1.9%. For the 463 people in La Paz, Indiana runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Price two or three terms so you can see which payment is truly affordable in La Paz. The next larger city is Lakeville, IN about 5 miles away.
La Paz by the numbers
Set out below is La Paz's local context next to the state-level rules that reach every lender here.
- Population: about 463 people live here, which puts La Paz 421st of 565 Census places in Indiana (Vintage 2023).
- Population trend: A decline of about 1.9% across the 2020-to-2023 comparison.
- Absolute change: 9 residents lost between 2020 and 2023.
- Size percentile: about 25% of Indiana communities are smaller than La Paz (463 residents).
- Population density: about 1,193 people per square mile across 0.4 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: La Paz covers 0.4 square miles, the 420th-largest area among Indiana's 565 places.
- Share of Indiana: La Paz holds about 0.0% of the state's population, some 463 people.
- National rank: La Paz sits 13,484th by population among the 19,457 places in this dataset.
- Growth rank: La Paz's 2020-to-2023 change ranks 533rd of 565 places in Indiana.
- Versus Indiana: the state average change is +1.0%, while La Paz moved 1.9%.
- Density in Indiana: La Paz ranks 341st by people per square mile.
- Against the state median: La Paz runs about 1,193 residents per square mile, where the Indiana median is 1,375.
- Location: mapped by the US Census Bureau at 41.4562, -86.3081.
- Nearest larger cities: Lakeville (5 mi); Plymouth (7 mi); North Liberty (8 mi); Bremen (8 mi); Walkerton (9 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller places: Indian Village (18 mi); Kingsbury (21 mi); Monterey (23 mi).
- Within a 50-mile radius: 16 smaller Census places.
- Within 100 miles: 486 places are larger than La Paz.
The geography behind La Paz
La Paz covers about 0.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 463 residents, the land area yields roughly 1,193 people per square mile. For the state's biggest city, Fort Wayne, the distance is roughly 66 miles. Counting outward 50 miles, 96 larger communities surround La Paz. Within the same 50 miles lie 16 smaller Census places.
Inside a La Paz personal loan
With roughly 463 residents, La Paz is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in La Paz. A longer term lowers the monthly payment on a La Paz loan but raises total interest, so the smallest payment is not the cheapest loan.
La Paz's place among Indiana's 565 places
Against Indiana's other places, La Paz accounts for about 0.0% of the state's population and ranks 421st of 565 by size. Its 2020-to-2023 change ranks 533rd of 565 Indiana places, putting it near the 6th percentile for growth. By density, at about 1,193 people per square mile, it ranks 341st in Indiana. The population moved by about 9 people between 2020 and 2023, a 1.9% shift.
What is available to La Paz borrowers
With about 1,193 residents per square mile, La Paz is moderately settled, and 96 larger Census places sit within 50 miles. Distance to a branch rarely matters for La Paz's 463 residents: the application is online and the price follows your credit file. The nearest bigger place is Lakeville, IN about 5 miles away.
The state rulebook for La Paz
The rows below set out what a licensed lender must follow in Indiana, and so for La Paz's roughly 463 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted. | Indiana General Assembly (Indiana Code) as of 2026-09-16 |
| Payday lending status | Permitted under license (small loans); finance charges capped at 15% of the first $250 (tiered above) Source says: "Finance charges on the first $250 of a small loan are limited to 15% of the principal". | Indiana Department of Financial Institutions as of 2026-09-16 |
Common questions
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Nearby places
- Lakeville, IN — population 876
- Plymouth, IN — population 10,989
- North Liberty, IN — population 1,625
- Bremen, IN — population 4,604
- Walkerton, IN — population 2,091
- South Bend, IN — population 103,395
- Argos, IN — population 1,744
- Bourbon, IN — population 1,673