Personal loans in Lake Lillian, MN

Rate-shopping from Lake Lillian costs nothing at pre-qualification, where a soft pull leaves your credit file alone. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Lake Lillian's 240 residents. The 2020 count to the 2023 estimate shows about 3.6% decline in Lake Lillian. The nearest larger city is Cosmos, MN about 9 miles away.

The Lake Lillian data picture

Lake Lillian is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: a Census-estimated 240, 622nd among Minnesota's 853 places (Vintage 2023).
• Population trend: A drop of about 3.6% from 2020 to 2023.
• Absolute change: 9 residents lost between 2020 and 2023.
• Size percentile: about 27% of Minnesota communities are smaller than Lake Lillian (240 residents).
• Density: the Census land area of 0.5 sq mi holds about 530 people per square mile.
• Land area rank: Lake Lillian's 0.5 square miles rank 712th of 853 places in Minnesota.
• Share of Minnesota: Lake Lillian holds about 0.0% of the state's population, some 240 people.
• National rank: Lake Lillian is the 15,899th most populous of the 19,457 Census places covered here.
• Growth rank: Lake Lillian ranks 799th among Minnesota's 853 places for the 2020-to-2023 change.
• Versus Minnesota: the state average change is +0.1%, while Lake Lillian moved 3.6%.
• Density in Minnesota: Lake Lillian ranks 462nd by people per square mile.
• Density vs Minnesota: Lake Lillian's 530 people per square mile compare with a state median of 607.
• Location: latitude 44.9459, longitude -94.8800 (Census Gazetteer).
• Nearest larger cities: Cosmos (9 mi); Bird Island (13 mi); Olivia (13 mi); Kandiyohi (13 mi); Atwater (14 mi). Online lenders reach Lake Lillian no matter how far the nearest branch is.
• Nearest smaller towns: Blomkest (7 mi); Cedar Mills (18 mi); Delhi (29 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 27 smaller Census places.
• At 100 miles: 373 larger Census places fall inside that radius.

Lake Lillian on the map

The Census Gazetteer records about 0.5 square miles of land within Lake Lillian, with no significant water area listed. Spread across it are roughly 530 residents per square mile. The largest place in Minnesota, Minneapolis, lies about 79 miles away. Within 50 miles of Lake Lillian there are 81 larger Census places. The 100-mile radius contains 373 larger places.

The Lake Lillian borrowing checklist

Before you apply in Lake Lillian, a community of about 240, work through these steps:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Model the payment on the calculator before a lender models it for you.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Look the lender up in the Minnesota regulator's licence records before you sign.
5. Be clear on what the loan is for and how it gets repaid.
6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
7. Check the disclosure for fees that raise the true cost above the quoted rate.

In Lake Lillian as elsewhere in Minnesota, the written terms — not the advertisement — are what count for its 240 residents.

Lake Lillian's place among Minnesota's 853 places

Set beside Minnesota's 853 places, Lake Lillian ranks 622nd by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 799th of 853 Minnesota places, putting it near the 6th percentile for growth. By density, at about 530 people per square mile, it ranks 462nd in Minnesota. Between 2020 and 2023 the count changed by roughly 9 residents.

The state rulebook for Lake Lillian

When Minnesota does not publish a figure, the row links to the source instead of inventing a number; Lake Lillian is bound by the same rules.

How lenders reach Lake Lillian

Lake Lillian is moderately settled, with about 530 people per square mile and 81 larger places within 50 miles. Whether Lake Lillian has a local branch or not, a Minnesota-licensed lender can serve its 240 people online on the same terms. The nearest larger city, Cosmos, MN about 9 miles away.