Personal loans in Blomkest, MN
Blomkest is a small community in Minnesota, with an estimated 140 residents, and every licensed lender here follows the same state rulebook. Blomkest is one of 853 Census places in Minnesota; its 140 residents put it at 708th.
The next larger city is Lake Lillian, MN about 7 miles away. Blomkest lost roughly 2.8% of its population across the 2020-to-2023 comparison. A single loan can carry different costs on either side of a state line, and Blomkest sits on the Minnesota side of that line. Judge Blomkest offers on total cost, not on how quickly the money arrives.
What the Census records for Blomkest
Two layers matter for a Blomkest borrower: the local population picture and Minnesota's consumer-lending statutes.
- Population: about 140 people live here, which puts Blomkest 708th of 853 Census places in Minnesota (Vintage 2023).
- Population trend: Down about 2.8% from the 2020 Census base to the 2023 estimate.
- Net change: roughly 4 fewer people than the 2020 Census counted.
- Size percentile: Blomkest's 140 people outrank roughly 17% of the places in Minnesota.
- Population density: about 138 people per square mile (Census land area 1.0 sq mi).
- Land area: Blomkest covers 1.0 square miles, the 505th-largest area among Minnesota's 853 places.
- Within Minnesota: about 0.0% of the state's population lives in Blomkest.
- National rank: Blomkest sits 17,409th by population among the 19,457 places in this dataset.
- Growth rank: Blomkest's 2020-to-2023 change ranks 721st of 853 places in Minnesota.
- Against the state trend: Blomkest's 2.8% change compares with a Minnesota average of +0.1% across its 853 places.
- Density rank: Blomkest places 732nd among Minnesota's places by people per square mile.
- Density vs Minnesota: Blomkest's 138 people per square mile compare with a state median of 607.
- Location: latitude 44.9428, longitude -95.0235 (Census Gazetteer).
- Nearest larger cities: Lake Lillian (7 mi); Prinsburg (8 mi); Danube (11 mi); Olivia (12 mi); Raymond (12 mi). Online lenders reach Blomkest no matter how far the nearest branch is.
- Smaller communities within reach: Cedar Mills (25 mi); Delhi (26 mi); Sunburg (30 mi).
- Smaller places within 50 miles: 18 of them.
- At 100 miles: 402 larger Census places fall inside that radius.
What shapes a Blomkest personal loan
Most loans made to Blomkest's 140 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Blomkest can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Blomkest loan is knowable in advance — unlike a revolving card balance.
Steps to take before a Blomkest loan
Before you hand your details to a lender in Blomkest, where the population is near 140:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Model the payment on the calculator before a lender models it for you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Make sure the lender appears in the Minnesota regulator's licence list.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Test the payment against your current bills before you commit.
The process is identical across Minnesota; what changes is your credit file, not the fact that Blomkest holds 140 people.
What Minnesota law requires in Blomkest
Read the table as a lender's compliance picture for Blomkest: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed; APR capped at 36%, or up to 50% with an ability-to-repay analysis (Minn. Stat. §§ 47.60, 47.601, 47.603) Source says: "The cap on that annual percentage rate is set at either 36%, or up to 50% if the lender conducts an ability to repay analysis" | Minnesota Department of Commerce as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated loan license required from the commissioner for loans within the Chapter 56 threshold (Minn. Stat. § 56.01) Source says: "without first obtaining a license from the commissioner, no person shall engage in the business of making loans of money" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
Where Blomkest sits in Minnesota
Set beside Minnesota's 853 places, Blomkest ranks 708th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 721st of 853 Minnesota places, putting it near the 15th percentile for growth. By density, at about 138 people per square mile, it ranks 732nd in Minnesota. Between 2020 and 2023 the count changed by roughly 4 residents.
Blomkest: area, density and distance
The Census Gazetteer records about 1.0 square miles of land within Blomkest, with no significant water area listed. The resulting density is about 138 people per square mile. The state's population centre of gravity, Minneapolis, is roughly 86 miles away. Within 50 miles of Blomkest there are 80 larger Census places. By land area it ranks 505th of 853 Minnesota places.
Common questions
What are my options in Blomkest if my credit is poor?
What loan size can I expect in Blomkest?
Do I have to pledge anything to borrow in Blomkest?
Does comparing loans in Blomkest cost me credit score points?
Nearby places
- Lake Lillian, MN — population 240
- Prinsburg, MN — population 504
- Olivia, MN — population 2,289
- Danube, MN — population 445
- Willmar, MN — population 21,335
- Kandiyohi, MN — population 558
- Bird Island, MN — population 977
- Raymond, MN — population 788