Personal loans in LaGrange, WY

A lender that serves LaGrange operates under Wyoming lending statutes and a Wyoming supervisor. A personal loan in LaGrange is priced from your credit file and income, not from the fact that the city holds 378 people.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

With 378 residents, LaGrange outranks about 35% of the communities in Wyoming. LaGrange added about 1.1% to its population between the 2020 base and the 2023 estimate. Read the disclosure for an origination fee and any prepayment penalty before signing in LaGrange. The closest larger place is Morrill, NE about 26 miles away.

The LaGrange data picture

Two layers matter for a LaGrange borrower: the local population picture and Wyoming's consumer-lending statutes.

How lenders reach LaGrange

LaGrange is moderately settled, with about 977 people per square mile and 13 larger places within 50 miles. Distance to a branch rarely matters for LaGrange's 378 residents: the application is online and the price follows your credit file. The nearest bigger place is Morrill, NE about 26 miles away.

LaGrange against the rest of Wyoming

LaGrange is the 64th-largest of 99 Census places in Wyoming and contains about 0.1% of the state's people. For population change between 2020 and 2023, LaGrange ranks 45th of 99 in Wyoming (about the 55th percentile). By density, at about 977 people per square mile, it ranks 34th in Wyoming. By land area, its 0.4 square miles rank 83rd of 99 places in Wyoming.

The Wyoming lending rules that reach LaGrange

For the roughly 378 residents of LaGrange, the rules below are Wyoming's own; each row carries its publisher and retrieval date.

RuleDetailSource
State lending regulatorWyoming Division of Banking
Source says: The Division is responsible for the chartering and regulation of Wyoming state banks, trust companies, mortgage companies, as well as non-bank financial companies.
Wyoming Division of Banking
as of 2026-09-16
Maximum legal interest rate (usury cap)36% per year on unpaid principal balances up to $1,000; 21% above $1,000 (Wyo. Stat. § 40-14-310(g))
Source says: shall not exceed the equivalent of thirty-six percent (36%) per year on that part of the unpaid balances of the principal
Wyoming Legislature (Wyoming Statutes)
as of 2026-09-16
Payday lending statusLegal with a post-dated check casher license; finance charge capped at the greater of $30 or 20% per month; max term 1 month (Wyo. Stat. § 40-14-363)
Source says: No post-dated check finance charge shall exceed the greater of thirty dollars ($30.00) or twenty percent (20%) per month on the principal balance
Wyoming Legislature (Wyoming Statutes)
as of 2026-09-16

What a LaGrange borrower is actually offered

Most loans made to LaGrange's 378 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving LaGrange's 378 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a LaGrange loan but raises total interest, so the smallest payment is not the cheapest loan.

LaGrange: area, density and distance

LaGrange's land area is roughly 0.4 square miles, and the Gazetteer records no significant water area within it. With 378 residents, the land area yields roughly 977 people per square mile. The state's population centre of gravity, Cheyenne, is roughly 48 miles away. LaGrange has 13 larger places within a 50-mile radius. Within the same 50 miles lie 11 smaller Census places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in LaGrange if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in LaGrange is the same as anywhere in Wyoming.
What loan size can I expect in LaGrange?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in LaGrange?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in LaGrange cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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