Personal loans in LaGrange, WY
A lender that serves LaGrange operates under Wyoming lending statutes and a Wyoming supervisor. A personal loan in LaGrange is priced from your credit file and income, not from the fact that the city holds 378 people.
With 378 residents, LaGrange outranks about 35% of the communities in Wyoming. LaGrange added about 1.1% to its population between the 2020 base and the 2023 estimate. Read the disclosure for an origination fee and any prepayment penalty before signing in LaGrange. The closest larger place is Morrill, NE about 26 miles away.
The LaGrange data picture
Two layers matter for a LaGrange borrower: the local population picture and Wyoming's consumer-lending statutes.
- Population: 378 people, a figure that places LaGrange 64th among the 99 Census places in Wyoming (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is positive, near 1.1%.
- Absolute change: 4 residents added between 2020 and 2023.
- Size percentile: roughly 35% of Wyoming's places have fewer residents than LaGrange's 378.
- Land and density: 0.4 square miles of land carry roughly 977 residents per square mile.
- Land area: LaGrange covers 0.4 square miles, the 83rd-largest area among Wyoming's 99 places.
- State population share: LaGrange accounts for about 0.1% of everyone in Wyoming.
- National standing: LaGrange ranks 14,307th of 19,457 US places.
- Growth rank: LaGrange's 2020-to-2023 change ranks 45th of 99 places in Wyoming.
- Against the state trend: LaGrange's 1.1% change compares with a Wyoming average of +1.7% across its 99 places.
- Density in Wyoming: LaGrange ranks 34th by people per square mile.
- Density in context: LaGrange's 977 people per square mile sit against a Wyoming median of 699.
- Location: coordinates 41.6386, -104.1630 (US Census Bureau Gazetteer).
- Nearest larger cities: Morrill (26 mi); Mitchell (28 mi); Gering (29 mi); Terrytown (29 mi); Torrington (29 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places nearby: Albin (16 mi); Lyman (20 mi); Yoder (20 mi).
- Within a 50-mile radius: 11 smaller Census places.
- At 100 miles: 47 larger Census places fall inside that radius.
How lenders reach LaGrange
LaGrange is moderately settled, with about 977 people per square mile and 13 larger places within 50 miles. Distance to a branch rarely matters for LaGrange's 378 residents: the application is online and the price follows your credit file. The nearest bigger place is Morrill, NE about 26 miles away.
LaGrange against the rest of Wyoming
LaGrange is the 64th-largest of 99 Census places in Wyoming and contains about 0.1% of the state's people. For population change between 2020 and 2023, LaGrange ranks 45th of 99 in Wyoming (about the 55th percentile). By density, at about 977 people per square mile, it ranks 34th in Wyoming. By land area, its 0.4 square miles rank 83rd of 99 places in Wyoming.
The Wyoming lending rules that reach LaGrange
For the roughly 378 residents of LaGrange, the rules below are Wyoming's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wyoming Division of Banking Source says: The Division is responsible for the chartering and regulation of Wyoming state banks, trust companies, mortgage companies, as well as non-bank financial companies. | Wyoming Division of Banking as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 36% per year on unpaid principal balances up to $1,000; 21% above $1,000 (Wyo. Stat. § 40-14-310(g)) Source says: shall not exceed the equivalent of thirty-six percent (36%) per year on that part of the unpaid balances of the principal | Wyoming Legislature (Wyoming Statutes) as of 2026-09-16 |
| Payday lending status | Legal with a post-dated check casher license; finance charge capped at the greater of $30 or 20% per month; max term 1 month (Wyo. Stat. § 40-14-363) Source says: No post-dated check finance charge shall exceed the greater of thirty dollars ($30.00) or twenty percent (20%) per month on the principal balance | Wyoming Legislature (Wyoming Statutes) as of 2026-09-16 |
What a LaGrange borrower is actually offered
Most loans made to LaGrange's 378 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving LaGrange's 378 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a LaGrange loan but raises total interest, so the smallest payment is not the cheapest loan.
LaGrange: area, density and distance
LaGrange's land area is roughly 0.4 square miles, and the Gazetteer records no significant water area within it. With 378 residents, the land area yields roughly 977 people per square mile. The state's population centre of gravity, Cheyenne, is roughly 48 miles away. LaGrange has 13 larger places within a 50-mile radius. Within the same 50 miles lie 11 smaller Census places.
Common questions
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Nearby places
- Albin, WY — population 160
- Lyman, NE — population 254
- Yoder, WY — population 132
- Henry, NE — population 129
- Morrill, NE — population 925
- Torrington, WY — population 6,212
- Mitchell, NE — population 1,527
- Pine Bluffs, WY — population 1,121