Personal loans in Morrill, NE
In Morrill, one of 527 Census places in Nebraska, the figure to compare across lenders is the APR, not the advertised rate. Morrill is home to roughly 925 people and stands 119th by size out of 527 Census places in Nebraska.
Morrill shed about 1.5% of its population between the 2020 base and the 2023 estimate. Judge Morrill offers on total cost, not on how quickly the money arrives. The next larger city is Mitchell, NE about 6 miles away. Every figure below is Nebraska's own, applied to Morrill's 925 residents, with the publisher and retrieval date attached.
Local context for Morrill
What follows is Morrill's place in the Census record, alongside the Nebraska rules that govern a personal loan made here.
- Population: the Census counts 925 residents in Morrill (Vintage 2023 subcounty estimate), the 119th-largest figure among Nebraska's 527 places.
- Population trend: About 1.5% below the 2020 Census base.
- Absolute change: 14 residents lost between 2020 and 2023.
- Size percentile: with 925 residents, Morrill is larger than about 77% of Nebraska's Census places.
- Population density: 1,499 people per square mile on 0.6 square miles of land.
- Land area: Morrill covers 0.6 square miles, the 183rd-largest area among Nebraska's 527 places.
- Share of Nebraska: Morrill holds about 0.1% of the state's population, some 925 people.
- National rank: Morrill sits 10,572nd by population among the 19,457 places in this dataset.
- Growth rank: Morrill ranks 330th among Nebraska's 527 places for the 2020-to-2023 change.
- Versus Nebraska: the state average change is -0.6%, while Morrill moved 1.5%.
- Density rank: Morrill is the 85th most densely settled place in Nebraska.
- Density in context: Morrill's 1,499 people per square mile sit against a Nebraska median of 830.
- Location: it lies at 41.9641, -103.9248 in the Census Gazetteer.
- Nearest larger cities: Mitchell (6 mi); Torrington (15 mi); Scottsbluff (15 mi); Terrytown (15 mi); Gering (16 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller towns nearby: Lyman (7 mi); Henry (7 mi); Yoder (19 mi).
- Smaller places within 50 miles: 13 of them.
- At 100 miles: 18 larger Census places fall inside that radius.
How Nebraska law applies in Morrill
For the roughly 925 residents of Morrill, the rules below are Nebraska's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Payday lending status | Capped at 36% APR (Initiative 428, 2020); violating transactions are void Source says: "A licensee shall not impose an annual percentage rate greater than thirty-six percent in connection with a delayed deposit transaction." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Small-loan / installment lender licensing | Delayed Deposit Services Licensing Act (Neb. Rev. Stat. 45-901 to 45-931) Source says: "Sections 45-901 to 45-931 shall be known and may be cited as the Delayed Deposit Services Licensing Act." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
Morrill: area, density and distance
Inside Morrill's boundaries lie about 0.6 square miles of land, with no significant water area recorded. The resulting density is about 1,499 people per square mile. The state's population centre of gravity, Omaha, is roughly 409 miles away. A 50-mile radius around Morrill takes in 8 places that are larger. The 100-mile radius contains 18 larger places.
What shapes a Morrill personal loan
Most loans made to Morrill's 925 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Morrill's rank of 119th in Nebraska: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Morrill loan is knowable in advance — unlike a revolving card balance.
Morrill in state context
Within Nebraska, Morrill holds roughly 0.1% of all residents, the 119th-largest share among 527 places. For population change between 2020 and 2023, Morrill ranks 330th of 527 in Nebraska (about the 37th percentile). By density, at about 1,499 people per square mile, it ranks 85th in Nebraska. In land area, Morrill ranks 183rd among Nebraska's 527 places.
Getting a loan in Morrill
With about 1,499 residents per square mile, Morrill is moderately settled, and 8 larger Census places sit within 50 miles. What is available to Morrill's 925 borrowers is set by Nebraska licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Mitchell, NE about 6 miles away.
Common questions
What are my options in Morrill if my credit is poor?
What loan size can I expect in Morrill?
Do I have to pledge anything to borrow in Morrill?
Does comparing loans in Morrill cost me credit score points?
Nearby places
- Mitchell, NE — population 1,527
- Lyman, NE — population 254
- Henry, NE — population 129
- Torrington, WY — population 6,212
- Scottsbluff, NE — population 14,305
- Terrytown, NE — population 1,045
- Gering, NE — population 8,531
- Yoder, WY — population 132