Personal loans in Lafayette, CO

Population in Lafayette climbed about 0.1% over the three years from 2020 to 2023. Work out your debt-to-income ratio first; lenders weigh it heavily, and Lafayette's 30,439 residents are no exception. The closest larger place is Broomfield, CO about 4 miles away. Lenders active in Lafayette report to a Colorado supervisor, identified in the sourced rows below.

Lafayette: the sourced local profile

The figures below are Lafayette's own — Census population, land area and coordinates — followed by the Colorado rules.

• Population: about 30,439 people live here, which puts Lafayette 27th of 270 Census places in Colorado (Vintage 2023).
• Population trend: A gain of roughly 0.1% between 2020 and 2023.
• Change in people: the 2020-to-2023 comparison is a gain of about 30 residents.
• Size percentile: bigger than about 90% of the places in Colorado, with 30,439 residents in Lafayette.
• Population density: about 3,289 people per square mile (Census land area 9.3 sq mi).
• By land area: Lafayette ranks 51st among Colorado's 270 places, at 9.3 sq mi.
• Water: Lafayette holds about 0.20 square miles, the 28th-largest water area in Colorado.
• State share: roughly 0.7% of Colorado's residents live in Lafayette (30,439 people).
• National rank: Lafayette is the 1,296th most populous of the 19,457 Census places covered here.
• Growth rank: Lafayette ranks 118th among Colorado's 270 places for the 2020-to-2023 change.
• State comparison: Colorado's places average +2.3% for 2020-to-2023, against Lafayette's 0.1%.
• Density in Colorado: Lafayette ranks 18th by people per square mile.
• Density in context: Lafayette's 3,289 people per square mile sit against a Colorado median of 1,126.
• Location: 39.9948 / -105.0997, per the US Census Bureau Gazetteer.
• Nearest larger cities: Broomfield (4 mi); Erie (5 mi); Westminster (8 mi); Boulder (8 mi); Northglenn (8 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller towns: Louisville (3 mi); Superior (5 mi); Dacono (9 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 57 smaller Census places.
• Within 100 miles: 26 places are larger than Lafayette.

The Colorado lending rules that reach Lafayette

When Colorado does not publish a figure, the row links to the source instead of inventing a number; Lafayette is bound by the same rules.

Land, water and location for Lafayette

Lafayette's land area is about 9.3 square miles; a further 0.20 square miles is water. The resulting density is about 3,289 people per square mile. Denver, the largest place in Colorado, is about 20 miles from Lafayette. A 50-mile radius around Lafayette takes in 23 places that are larger. By land area it ranks 51st of 270 Colorado places.

Where Lafayette sits in Colorado

Lafayette is the 27th-largest of 270 Census places in Colorado and contains about 0.7% of the state's people. On the 2020-to-2023 trend, Lafayette stands 118th among Colorado's 270 places — roughly the 56th percentile. By density, at about 3,289 people per square mile, it ranks 18th in Colorado. Between 2020 and 2023 the count changed by roughly 30 residents.

What a Lafayette borrower is actually offered

In Lafayette, a smaller city of about 30,439, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Lafayette. The term you choose in Lafayette decides the split between a comfortable payment and the total interest you pay.

Getting a loan in Lafayette

With about 3,289 residents per square mile, Lafayette is fairly dense, and 23 larger Census places sit within 50 miles. What is available to Lafayette's 30,439 borrowers is set by Colorado licensing and your own credit, not by how many branches are nearby. The nearest larger city, Broomfield, CO about 4 miles away.