Personal loans in Erie, CO

Erie: the sourced local profile

Only a few things actually differ by place — population, area, location, and the Colorado rules a lender must follow — and they are below.

• Population: about 35,269, ranked 24th of 270 places in Colorado (Census Vintage 2023 subcounty estimate).
• Population trend: Up about 17.3% from the 2020 Census base to the 2023 estimate.
• People gained or lost: about 5,212 more since the 2020 base.
• Size percentile: Erie's 35,269 people outrank roughly 91% of the places in Colorado.
• Population density: about 1,650 people per square mile (Census land area 21.4 sq mi).
• By land area: Erie ranks 24th among Colorado's 270 places, at 21.4 sq mi.
• Water area rank: Erie ranks 50th among Colorado's 270 places, with 0.08 sq mi.
• Share of Colorado: Erie holds about 0.8% of the state's population, some 35,269 people.
• Nationally: Erie is the 1,138th-largest of 19,457 Census places in the dataset.
• Growth rank: Erie ranks 16th among Colorado's 270 places for the 2020-to-2023 change.
• Against the state trend: Erie's 17.3% change compares with a Colorado average of +2.3% across its 270 places.
• Density rank: Erie places 74th among Colorado's places by people per square mile.
• Density in context: Erie's 1,650 people per square mile sit against a Colorado median of 1,126.
• Location: mapped by the US Census Bureau at 40.0403, -105.0383.
• Nearest larger cities: Broomfield (6 mi); Northglenn (9 mi); Longmont (9 mi); Thornton (10 mi); Westminster (11 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities close by: Lafayette (5 mi); Dacono (5 mi); Frederick (6 mi), each with its own Census population profile.
• Smaller places within 50 miles: 60 of them.
• At 100 miles: 22 larger Census places fall inside that radius.

How Colorado law applies in Erie

When Colorado does not publish a figure, the row links to the source instead of inventing a number; Erie is bound by the same rules.

How personal loans work in Erie

Erie is a smaller city of about 35,269 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Erie loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Erie loan but raises total interest, so the smallest payment is not the cheapest loan.

A pre-application checklist for Erie

For Erie's roughly 35,269 residents, these are the steps that most influence the offer:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Shop at least three lenders and judge them on APR and total cost.
4. Verify the lender's Colorado licence with the regulator listed on this page.
5. Keep the amount to the expense; an approval is not a reason to take more.
6. Be clear on what the loan is for and how it gets repaid.
7. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.

None of these steps is Erie-specific: the same Colorado licensing and disclosure rules reach all 35,269 residents.

Land, water and location for Erie

Inside Erie's boundaries lie roughly 21.4 square miles of land and 0.08 square miles of water. With 35,269 residents, the land area yields roughly 1,650 people per square mile. For the state's biggest city, Denver, the distance is roughly 21 miles. A 50-mile radius around Erie takes in 20 places that are larger. By land area it ranks 24th of 270 Colorado places.

Erie's place among Colorado's 270 places

Within Colorado, Erie holds roughly 0.8% of all residents, the 24th-largest share among 270 places. Its 2020-to-2023 change ranks 16th of 270 Colorado places, putting it near the 94th percentile for growth. At about 1,650 people per square mile, Erie is the 74th most densely settled place in Colorado. By land area, its 21.4 square miles rank 24th of 270 places in Colorado.