Personal loans in La Puente, CA
By population, La Puente sits at 215th in California, with an estimated 36,516 residents. La Puente lost roughly 4.0% of its population across the 2020-to-2023 comparison.
La Puente is a smaller city in California, with an estimated 36,516 residents, and every licensed lender here follows the same state rulebook. For the 36,516 people in La Puente, California runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Rate-shopping from La Puente costs nothing at pre-qualification, where a soft pull leaves your credit file alone. Borrowers who want a bigger city can look to West Covina, CA about 3 miles away.
La Puente by the numbers
Set out below is La Puente's local context next to the state-level rules that reach every lender here.
- Population: 36,516 people, a figure that places La Puente 215th among the 482 Census places in California (US Census Bureau, Vintage 2023).
- Population trend: A loss of roughly 4.0% between 2020 and 2023.
- People gained or lost: about 1,540 fewer since the 2020 base.
- Size percentile: La Puente sits ahead of around 55% of California places, at 36,516 people.
- Density: roughly 10,499 residents per square mile, spread over 3.5 sq mi of land.
- By land area: La Puente ranks 367th among California's 482 places, at 3.5 sq mi.
- Within California: about 0.1% of the state's population lives in La Puente.
- National rank: La Puente is 1,100th of 19,457 places nationwide.
- Growth rank: La Puente's 2020-to-2023 change ranks 377th of 482 places in California.
- Against the state trend: La Puente's 4.0% change compares with a California average of -1.3% across its 482 places.
- Density rank: La Puente is the 27th most densely settled place in California.
- Density in context: La Puente's 10,499 people per square mile sit against a California median of 3,455.
- Location: 34.0323, -117.9535 (US Census Bureau Gazetteer).
- Nearest larger cities: West Covina (3 mi); Baldwin Park (4 mi); El Monte (5 mi); Covina (6 mi); Whittier (6 mi). Online lenders reach La Puente no matter how far the nearest branch is.
- Smaller places close by: Industry (1 mi); La Habra Heights (5 mi); Irwindale (6 mi).
- Smaller places within 50 miles: 53 of them.
- At 100 miles: 120 larger Census places fall inside that radius.
Getting a loan in La Puente
La Puente is a densely built community of about 36,516 people, with 95 larger places inside a 50-mile radius. Distance to a branch rarely matters for La Puente's 36,516 residents: the application is online and the price follows your credit file. The nearest larger city, West Covina, CA about 3 miles away.
La Puente against the rest of California
Set beside California's 482 places, La Puente ranks 215th by population and holds about 0.1% of the state total. On the 2020-to-2023 trend, La Puente stands 377th among California's 482 places — roughly the 22th percentile. Its roughly 10,499 residents per square mile place it 27th among California's places. The population moved by about 1,540 people between 2020 and 2023, a 4.0% shift.
How a La Puente personal loan is priced
In La Puente, a smaller city of about 36,516, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in La Puente can be quoted different APRs on the same amount and term. The term you choose in La Puente decides the split between a comfortable payment and the total interest you pay.
Which California laws govern a loan in La Puente
When California does not publish a figure, the row links to the source instead of inventing a number; La Puente is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | California Department of Financial Protection and Innovation (DFPI) Source says: "“Department” means the Department of Financial Protection and Innovation". | California Legislature — Financial Code § 23001 as of 2026-09-16 |
| Payday lending status | Permitted under the California Deferred Deposit Transaction Law; max $300 face amount; fee ≤15%; term up to 31 days Source says: "The face amount of the check shall not exceed three hundred dollars ($300)"; "A fee for a deferred deposit transaction shall not exceed 15 percent of the face amount of the check" (Financial Code § 23036). | California Legislature — Financial Code § 23035 (and § 23036) as of 2026-09-16 |
| Small-loan / installment lender licensing | Finance lender/broker license required from the Commissioner of Financial Protection and Innovation (California Financing Law) Source says: "No person shall engage in the business of a finance lender or broker without obtaining a license from the commissioner". | California Legislature — Financial Code § 22100 as of 2026-09-16 |
La Puente on the map
The Census Gazetteer records about 3.5 square miles of land within La Puente, with no significant water area listed. Spread across it are roughly 10,499 residents per square mile. The largest place in California, Los Angeles, lies about 26 miles away. Counting outward 50 miles, 95 larger communities surround La Puente. By land area it ranks 367th of 482 California places.
Common questions
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Nearby places
- Industry, CA — population 257
- West Covina, CA — population 105,617
- Baldwin Park, CA — population 68,806
- La Habra Heights, CA — population 5,368
- Irwindale, CA — population 1,426
- El Monte, CA — population 103,794
- Covina, CA — population 48,728
- Whittier, CA — population 84,143