Personal loans in Irwindale, CA

Irwindale lost roughly 2.7% of its population across the 2020-to-2023 comparison. For the 1,426 people in Irwindale, California runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Compare APR, not the interest rate, because the APR folds in most fees on a Irwindale loan. The nearest larger city is Baldwin Park, CA about 2 miles away.

The Irwindale data picture

What follows is Irwindale's place in the Census record, alongside the California rules that govern a personal loan made here.

• Population: an estimated 1,426 residents, 462nd of 482 places in California (Census Vintage 2023 subcounty estimate).
• Population trend: Down about 2.7% from the 2020 Census base to the 2023 estimate.
• People gained or lost: about 40 fewer since the 2020 base.
• Size percentile: Irwindale's 1,426 people outrank roughly 4% of the places in California.
• Population density: about 162 people per square mile across 8.8 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Irwindale covers 8.8 square miles, the 238th-largest area among California's 482 places.
• Water area rank: Irwindale ranks 76th among California's 482 places, with 0.79 sq mi.
• Share of state population: Irwindale's 1,426 residents are about 0.0% of California.
• National rank: Irwindale sits 8,872nd by population among the 19,457 places in this dataset.
• Growth rank: Irwindale ranks 294th among California's 482 places for the 2020-to-2023 change.
• Versus California: the state average change is -1.3%, while Irwindale moved 2.7%.
• Density rank: Irwindale is the 478th most densely settled place in California.
• Density vs California: Irwindale's 162 people per square mile compare with a state median of 3,455.
• Location: 34.1119 / -117.9636, per the US Census Bureau Gazetteer.
• Nearest larger cities: Baldwin Park (2 mi); Azusa (3 mi); Duarte (3 mi); Monrovia (4 mi); Arcadia (4 mi). Living near a larger metro rarely changes what is available in Irwindale.
• Nearest smaller places: Bradbury (3 mi); Industry (6 mi); Vernon (16 mi).
• Smaller neighbours: 3 places smaller than Irwindale sit within 50 miles.
• Larger places within 100 miles: 187.

The California lending rules that reach Irwindale

Below are the California rules that apply to a loan made in Irwindale, each with the regulator that issued it.

The anatomy of a Irwindale personal loan

Most loans made to Irwindale's 1,426 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Irwindale's rank of 462nd in California: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Irwindale loan but raises total interest, so the smallest payment is not the cheapest loan.

Before you apply in Irwindale

For Irwindale's roughly 1,426 residents, these are the steps that most influence the offer:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Shop at least three lenders and judge them on APR and total cost.
4. Verify the lender's California licence with the regulator listed on this page.
5. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
6. Be clear on what the loan is for and how it gets repaid.
7. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.

None of these steps is Irwindale-specific: the same California licensing and disclosure rules reach all 1,426 residents.

The geography behind Irwindale

Irwindale covers about 8.8 square miles of land, with 0.79 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 162 people per square mile. For the state's biggest city, Los Angeles, the distance is roughly 26 miles. A 50-mile radius around Irwindale takes in 143 places that are larger. Within the same 50 miles lie 3 smaller Census places.

Irwindale in state context

Against California's other places, Irwindale accounts for about 0.0% of the state's population and ranks 462nd of 482 by size. Its 2020-to-2023 change ranks 294th of 482 California places, putting it near the 39th percentile for growth. Its roughly 162 residents per square mile place it 478th among California's places. Between 2020 and 2023 the count changed by roughly 40 residents.