Personal loans in Kline, SC

Kline, South Carolina — home to about 145 people — is a small community, so the terms you are offered follow South Carolina law rather than any local rule. With 145 residents, Kline outranks about 11% of the communities in South Carolina. Census figures put the 2020-to-2023 decrease in Kline at about 0.7%. Pull your credit reports and line up at least three offers before you apply from Kline. The closest larger city is Barnwell, SC about 8 miles away.

Borrowing in Kline: the local picture

Kline is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: 145 residents; Kline is the 242nd-largest of 271 places in South Carolina (US Census Bureau, Vintage 2023).
• Population trend: About 0.7% below the 2020 Census base.
• Change in people: the 2020-to-2023 comparison is a loss of about 1 residents.
• Size percentile: about 11% of South Carolina communities are smaller than Kline (145 residents).
• Population density: 47 people per square mile on 3.1 square miles of land.
• Land area rank: Kline's 3.1 square miles rank 133rd of 271 places in South Carolina.
• Water area: Kline has 0.02 square miles of water, ranking 99th of 271 places in South Carolina.
• Share of state population: Kline's 145 residents are about 0.0% of South Carolina.
• National rank: Kline is 17,351st of 19,457 places nationwide.
• Growth rank: Kline's 2020-to-2023 change ranks 172nd of 271 places in South Carolina.
• Versus South Carolina: the state average change is +2.6%, while Kline moved 0.7%.
• Density rank: Kline places 268th among South Carolina's places by people per square mile.
• Density vs South Carolina: Kline's 47 people per square mile compare with a state median of 584.
• Location: 33.1247, -81.3425 (US Census Bureau Gazetteer).
• Nearest larger cities: Barnwell (8 mi); Allendale (8 mi); Olar (10 mi); Snelling (11 mi); Hilda (12 mi). Larger metros often have more branches, but online lenders reach Kline on the same terms.
• Nearest smaller places: Ulmer (8 mi); Sycamore (9 mi); Govan (12 mi).
• Smaller neighbours: 12 places smaller than Kline sit within 50 miles.
• Larger places within 100 miles: 217.

Kline against the rest of South Carolina

Within South Carolina, Kline holds roughly 0.0% of all residents, the 242nd-largest share among 271 places. Its 2020-to-2023 change ranks 172nd of 271 South Carolina places, putting it near the 37th percentile for growth. By density, at about 47 people per square mile, it ranks 268th in South Carolina. Between 2020 and 2023 the count changed by roughly 1 residents.

Borrowing reach in Kline

Kline is a sparsely settled community of about 145 people, with 54 larger places inside a 50-mile radius. Distance to a branch rarely matters for Kline's 145 residents: the application is online and the price follows your credit file. The nearest larger city, Barnwell, SC about 8 miles away.

Kline: area, density and distance

The Census Gazetteer records 3.1 square miles of land and 0.02 square miles of water within Kline. That land carries about 47 people per square mile. The state's population centre of gravity, Charleston, is roughly 82 miles away. Kline has 54 larger places within a 50-mile radius. Within the same 50 miles lie 12 smaller Census places.

The South Carolina lending rules that reach Kline

Every row below records a South Carolina rule, its publisher and its retrieval date — the same rules a Kline lender must follow.

The anatomy of a Kline personal loan

With roughly 145 residents, Kline is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Kline lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Kline loan but raises total interest, so the smallest payment is not the cheapest loan.