Personal loans in Hilda, SC

Hilda is home to roughly 422 people and stands 199th by size out of 271 Census places in South Carolina. The closest larger place is Blackville, SC about 5 miles away. To lend to Hilda's 422 residents, a company must hold a South Carolina licence, and each sourced row below names the regulator behind it. Begin with the payment, then weigh APR and total interest across the lenders that reach Hilda's 422 residents.

What the Census records for Hilda

Most of what governs a Hilda loan is written in South Carolina law rather than in the city; the sourced notes below make that split concrete.

• Population: the Census counts 422 residents in Hilda (Vintage 2023 subcounty estimate), the 199th-largest figure among South Carolina's 271 places.
• Population trend: A gain of roughly 0.5% between 2020 and 2023.
• People gained or lost: about 2 more since the 2020 base.
• Size percentile: Hilda's 422 people outrank roughly 27% of the places in South Carolina.
• Density: the Census land area of 3.1 sq mi holds about 137 people per square mile.
• Land area rank: Hilda's 3.1 square miles rank 134th of 271 places in South Carolina.
• Water area rank: Hilda ranks 83rd among South Carolina's 271 places, with 0.04 sq mi.
• State population share: Hilda accounts for about 0.0% of everyone in South Carolina.
• National rank: Hilda is 13,874th of 19,457 places nationwide.
• Growth rank: Hilda's 2020-to-2023 change ranks 142nd of 271 places in South Carolina.
• Versus South Carolina: the state average change is +2.6%, while Hilda moved 0.5%.
• Density in South Carolina: Hilda ranks 235th by people per square mile.
• Against the state median: Hilda runs about 137 residents per square mile, where the South Carolina median is 584.
• Location: latitude 33.2805, longitude -81.2447 (Census Gazetteer).
• Nearest larger cities: Blackville (5 mi); Denmark (7 mi); Barnwell (8 mi); Bamberg (12 mi); Williston (13 mi). Living near a larger metro rarely changes what is available in Hilda.
• Nearest smaller towns: Govan (6 mi); Olar (8 mi); Elko (10 mi).
• Smaller places within 50 miles: 33 of them.
• Within 100 miles: 169 places are larger than Hilda.

Hilda on the map

Hilda covers about 3.1 square miles of land, with 0.04 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 137 residents per square mile. Charleston, the largest place in South Carolina, is about 80 miles from Hilda. Counting outward 50 miles, 48 larger communities surround Hilda. The 100-mile radius contains 169 larger places.

What South Carolina law requires in Hilda

South Carolina has no separate rate rule for Hilda; the sourced rows below are what reach every lender that serves its 422 people.

How Hilda compares across South Carolina

Against South Carolina's other places, Hilda accounts for about 0.0% of the state's population and ranks 199th of 271 by size. On the 2020-to-2023 trend, Hilda stands 142nd among South Carolina's 271 places — roughly the 48th percentile. At about 137 people per square mile, Hilda is the 235th most densely settled place in South Carolina. In land area, Hilda ranks 134th among South Carolina's 271 places.

The anatomy of a Hilda personal loan

With roughly 422 residents, Hilda is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Hilda's 422 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Hilda decides the split between a comfortable payment and the total interest you pay.

A practical checklist for Hilda borrowers

Before you hand your details to a lender in Hilda, where the population is near 422:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Line up several pre-qualified offers and let the APR decide.
4. Check the South Carolina regulator's records to confirm the lender is licensed here.
5. Check that the monthly payment fits your budget next to your existing obligations.
6. Pick the shortest term whose payment you can comfortably afford.
7. Borrow only what the purpose requires, not the maximum you are offered.

None of these steps is Hilda-specific: the same South Carolina licensing and disclosure rules reach all 422 residents.