Personal loans in Kinta, OK
The Census estimates 286 residents in Kinta, which ranks it 387th of 590 places in Oklahoma. The trend for Kinta between 2020 and 2023 is upward by roughly 1.8%.
A lender serving Kinta holds a Oklahoma licence and answers to a Oklahoma regulator; no city office is involved for its 286 residents. A lender that serves Kinta operates under Oklahoma lending statutes and a Oklahoma supervisor. Verify the lender's Oklahoma licence against the regulator named below before borrowing in Kinta. The nearest larger metro is Quinton, OK about 7 miles away.
Where Kinta stands
Most of what governs a Kinta loan is written in Oklahoma law rather than in the city; the sourced notes below make that split concrete.
- Population: 286 — Kinta ranks 387th of 590 communities in Oklahoma (US Census Bureau, Vintage 2023).
- Population trend: Up about 1.8% from the 2020 Census base to the 2023 estimate.
- Absolute change: 5 residents added between 2020 and 2023.
- Size percentile: about 34% of Oklahoma's Census places are smaller than Kinta.
- Population density: about 455 people per square mile (Census land area 0.6 sq mi).
- Land area: Kinta covers 0.6 square miles, the 393rd-largest area among Oklahoma's 590 places.
- Water area: Kinta has 0.01 square miles of water, ranking 199th of 590 places in Oklahoma.
- Share of state population: Kinta's 286 residents are about 0.0% of Oklahoma.
- National standing: Kinta ranks 15,278th of 19,457 US places.
- Growth rank: Kinta ranks 199th among Oklahoma's 590 places for the 2020-to-2023 change.
- Against the state trend: Kinta's 1.8% change compares with a Oklahoma average of +1.3% across its 590 places.
- Density rank: Kinta places 338th among Oklahoma's places by people per square mile.
- Against the state median: Kinta runs about 455 residents per square mile, where the Oklahoma median is 546.
- Location: latitude 35.1198, longitude -95.2382 (Census Gazetteer).
- Nearest larger cities: Quinton (7 mi); Whitefield (9 mi); Stigler (12 mi); Wilburton (14 mi); Red Oak (15 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller communities within reach: Carlton Landing (19 mi); Le Flore (21 mi); Tamaha (23 mi).
- Smaller neighbours: 25 places smaller than Kinta sit within 50 miles.
- At 100 miles: 204 larger Census places fall inside that radius.
Inside a Kinta personal loan
With roughly 286 residents, Kinta is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Kinta loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Kinta loan is knowable in advance — unlike a revolving card balance.
Which Oklahoma laws govern a loan in Kinta
When Oklahoma does not publish a figure, the row links to the source instead of inventing a number; Kinta is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Payday lending status | Prohibited since August 1, 2020: no new deferred deposit (payday) loans may be made; all Deferred Deposit Lending Act licenses terminated. Source says: "Beginning on and after August 1, 2020, no new deferred deposit loan may be entered into or transacted by a licensee or other person" and "All Deferred Deposit Lending Act licenses shall be terminated and be deemed to have expired on August 1, 2020" (59 O.S. 3101.1). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Small-loan / installment lender licensing | Oklahoma Small Lender license required (Oklahoma Department of Consumer Credit); separate license per location; 59 O.S. 3150-3150.27. Source says: "no person shall engage in the business of making small loans... unless the person is licensed by the Department of Consumer Credit" (59 O.S. 3150.2). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
Getting a loan in Kinta
Kinta is a lightly settled community of about 286 people, with 51 larger places inside a 50-mile radius. What is available to Kinta's 286 borrowers is set by Oklahoma licensing and your own credit, not by how many branches are nearby. The nearest larger city, Quinton, OK about 7 miles away.
Where Kinta sits in Oklahoma
Set beside Oklahoma's 590 places, Kinta ranks 387th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Kinta stands 199th among Oklahoma's 590 places — roughly the 66th percentile. By density, at about 455 people per square mile, it ranks 338th in Oklahoma. Between 2020 and 2023 the count changed by roughly 5 residents.
Land, water and location for Kinta
The Census Gazetteer records 0.6 square miles of land and 0.01 square miles of water within Kinta. That land carries about 455 people per square mile. The largest place in Oklahoma, Oklahoma City, lies about 131 miles away. Kinta has 51 larger places within a 50-mile radius. Within the same 50 miles lie 25 smaller Census places.
Common questions
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Nearby places
- Quinton, OK — population 849
- Whitefield, OK — population 382
- Stigler, OK — population 2,756
- Wilburton, OK — population 2,293
- Red Oak, OK — population 530
- Porum, OK — population 608
- McCurtain, OK — population 365
- Carlton Landing, OK — population 116