Personal loans in Carlton Landing, OK
A personal loan in Carlton Landing is priced from your credit file and income, not from the fact that the city holds 116 people. Carlton Landing gained roughly 18.4% in population across the 2020-to-2023 comparison.
About 116 people live in Carlton Landing, placing it 493rd of 590 Census places in Oklahoma. Use the calculator on this page to price an amount and term before you commit in Carlton Landing. A lender that serves Carlton Landing operates under Oklahoma lending statutes and a Oklahoma supervisor. For a bigger market, look to Eufaula, OK about 6 miles away.
Local context for Carlton Landing
Most of what governs a Carlton Landing loan is written in Oklahoma law rather than in the city; the sourced notes below make that split concrete.
- Population: the Census counts 116 residents in Carlton Landing (Vintage 2023 subcounty estimate), the 493rd-largest figure among Oklahoma's 590 places.
- Population trend: Roughly 18.4% more residents than the 2020 Census counted.
- Change in people: the 2020-to-2023 comparison is a gain of about 18 residents.
- Size percentile: Carlton Landing sits ahead of around 16% of Oklahoma places, at 116 people.
- Density: the Census land area of 1.6 sq mi holds about 74 people per square mile.
- Land area: Carlton Landing covers 1.6 square miles, the 266th-largest area among Oklahoma's 590 places.
- Share of state population: Carlton Landing's 116 residents are about 0.0% of Oklahoma.
- National rank: Carlton Landing is 17,840th of 19,457 places nationwide.
- Growth in Oklahoma: Carlton Landing stands 4th by percentage change from 2020 to 2023, among 590 places.
- State comparison: Oklahoma's places average +1.3% for 2020-to-2023, against Carlton Landing's 18.4%.
- Density in Oklahoma: Carlton Landing ranks 539th by people per square mile.
- Density vs Oklahoma: Carlton Landing's 74 people per square mile compare with a state median of 546.
- Location: coordinates 35.2117, -95.5570 (US Census Bureau Gazetteer).
- Nearest larger cities: Eufaula (6 mi); Canadian (6 mi); Crowder (9 mi); Quinton (12 mi); Indianola (13 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller communities close by: Stidham (14 mi); Hanna (19 mi); Vernon (22 mi), each with its own Census population profile.
- Smaller neighbours: 19 places smaller than Carlton Landing sit within 50 miles.
- Within 100 miles: 269 places are larger than Carlton Landing.
Steps to take before a Carlton Landing loan
A sensible order of operations for a loan in Carlton Landing, home to about 116 people:
- Pull your credit reports first and correct any error before a lender sees the file.
- Test your amount and term in the personal loan calculator first.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Confirm the Oklahoma licence with the regulator named above before committing.
- Pick the shortest term whose payment you can comfortably afford.
- Borrow only what the purpose requires, not the maximum you are offered.
- Write down the purpose of the loan and your repayment plan before you apply.
None of these steps is Carlton Landing-specific: the same Oklahoma licensing and disclosure rules reach all 116 residents.
Land, water and location for Carlton Landing
Inside Carlton Landing's boundaries lie about 1.6 square miles of land, with no significant water area recorded. That land carries about 74 people per square mile. The largest place in Oklahoma, Oklahoma City, lies about 112 miles away. Within 50 miles of Carlton Landing there are 60 larger Census places. By land area it ranks 266th of 590 Oklahoma places.
How lenders reach Carlton Landing
At roughly 74 people per square mile, Carlton Landing is sparsely settled; 60 larger places lie within 50 miles. What is available to Carlton Landing's 116 borrowers is set by Oklahoma licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Eufaula, OK about 6 miles away.
Oklahoma rules behind a Carlton Landing personal loan
Below are the Oklahoma rules that apply to a loan made in Carlton Landing, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Small-loan / installment lender licensing | Oklahoma Small Lender license required (Oklahoma Department of Consumer Credit); separate license per location; 59 O.S. 3150-3150.27. Source says: "no person shall engage in the business of making small loans... unless the person is licensed by the Department of Consumer Credit" (59 O.S. 3150.2). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Small loan rate and principal caps (state-specific rule) | Small loans: interest capped at 17% per month; maximum aggregated principal of $1,500 per customer across all licensees (CPI-adjusted). Source says: "A licensee may only charge and collect a periodic interest rate not to exceed seventeen percent (17%) per month" (59 O.S. 3150.10(B)); max aggregated principal is $1,500 (3150.10(C)). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
Carlton Landing against the rest of Oklahoma
Among Oklahoma's 590 places, Carlton Landing sits at 493rd for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Carlton Landing stands 4th among Oklahoma's 590 places — roughly the 99th percentile. By density, at about 74 people per square mile, it ranks 539th in Oklahoma. Between 2020 and 2023 the count changed by roughly 18 residents.
Common questions
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Nearby places
- Eufaula, OK — population 2,833
- Canadian, OK — population 145
- Crowder, OK — population 298
- Quinton, OK — population 849
- Stidham, OK — population 19
- Indianola, OK — population 146
- Checotah, OK — population 3,083
- Whitefield, OK — population 382