Personal loans in Kingston, MN

With 185 residents, Kingston outranks about 23% of the communities in Minnesota. Verify the lender's Minnesota licence against the regulator named below before borrowing in Kingston. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Kingston's 185 residents. A larger market lies at Dassel, MN about 8 miles away.

Borrowing in Kingston: the local picture

Two layers matter for a Kingston borrower: the local population picture and Minnesota's consumer-lending statutes.

• Population: the Census counts 185 residents in Kingston (Vintage 2023 subcounty estimate), the 657th-largest figure among Minnesota's 853 places.
• Population trend: Roughly 0.5% more residents than the 2020 Census counted.
• Net change: roughly 1 more people than the 2020 Census counted.
• Size percentile: with 185 residents, Kingston is larger than about 23% of Minnesota's Census places.
• Land and density: 0.6 square miles of land carry roughly 334 residents per square mile.
• By land area: Kingston ranks 667th among Minnesota's 853 places, at 0.6 sq mi.
• State population share: Kingston accounts for about 0.0% of everyone in Minnesota.
• National rank: Kingston sits 16,703rd by population among the 19,457 places in this dataset.
• Growth rank: Kingston's 2020-to-2023 change ranks 276th of 853 places in Minnesota.
• State comparison: Minnesota's places average +0.1% for 2020-to-2023, against Kingston's 0.5%.
• Density rank: Kingston places 591st among Minnesota's places by people per square mile.
• Density vs Minnesota: Kingston's 334 people per square mile compare with a state median of 607.
• Location: coordinates 45.1944, -94.3071 (US Census Bureau Gazetteer).
• Nearest larger cities: Dassel (8 mi); Kimball (8 mi); Darwin (9 mi); Watkins (10 mi); Cokato (10 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: South Haven (8 mi); Cedar Mills (20 mi); Roscoe (23 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 14 smaller Census places.
• Larger places within 100 miles: 427.

Borrowing reach in Kingston

Kingston is lightly settled, with about 334 people per square mile and 147 larger places within 50 miles. Lenders licensed in Minnesota reach Kingston's 185 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Dassel, MN about 8 miles away.

Kingston's place among Minnesota's 853 places

Among Minnesota's 853 places, Kingston sits at 657th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 276th of 853 Minnesota places, putting it near the 68th percentile for growth. At about 334 people per square mile, Kingston is the 591st most densely settled place in Minnesota. In land area, Kingston ranks 667th among Minnesota's 853 places.

The geography behind Kingston

The Census Gazetteer records about 0.6 square miles of land within Kingston, with no significant water area listed. The resulting density is about 334 people per square mile. The largest place in Minnesota, Minneapolis, lies about 53 miles away. Kingston has 147 larger places within a 50-mile radius. By land area it ranks 667th of 853 Minnesota places.

The Kingston borrowing checklist

For Kingston's roughly 185 residents, these are the steps that most influence the offer:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Look the lender up in the Minnesota regulator's licence records before you sign.
5. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
6. Write down the purpose of the loan and your repayment plan before you apply.
7. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.

What differs between Kingston and the rest of Minnesota is not the process but the borrower's own file, among the 185 people here.

How Minnesota law applies in Kingston

The rows below set out what a licensed lender must follow in Minnesota, and so for Kingston's roughly 185 residents.