Personal loans in Darwin, MN

Census figures put the 2020-to-2023 decrease in Darwin at about 2.3%. Price two or three terms so you can see which payment is truly affordable in Darwin. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Darwin's 336 residents. The next larger city is Dassel, MN about 5 miles away.

Where Darwin stands

Only a few things actually differ by place — population, area, location, and the Minnesota rules a lender must follow — and they are below.

• Population: a Census-estimated 336, 566th among Minnesota's 853 places (Vintage 2023).
• Population trend: A decline of about 2.3% across the 2020-to-2023 comparison.
• Absolute change: 8 residents lost between 2020 and 2023.
• Size percentile: Darwin sits ahead of around 34% of Minnesota places, at 336 people.
• Land and density: 2.0 square miles of land carry roughly 168 residents per square mile.
• Land area: Darwin covers 2.0 square miles, the 334th-largest area among Minnesota's 853 places.
• Water area: Darwin has 0.08 square miles of water, ranking 258th of 853 places in Minnesota.
• Share of Minnesota: Darwin holds about 0.0% of the state's population, some 336 people.
• National rank: Darwin is the 14,731st most populous of the 19,457 Census places covered here.
• Growth rank: Darwin's 2020-to-2023 change ranks 661st of 853 places in Minnesota.
• Against the state trend: Darwin's 2.3% change compares with a Minnesota average of +0.1% across its 853 places.
• Density rank: Darwin is the 701st most densely settled place in Minnesota.
• Density vs Minnesota: Darwin's 168 people per square mile compare with a state median of 607.
• Location: coordinates 45.0986, -94.4225 (US Census Bureau Gazetteer).
• Nearest larger cities: Dassel (5 mi); Litchfield (5 mi); Cokato (12 mi); Grove City (13 mi); Hutchinson (15 mi). Lenders licensed in the state serve Darwin whether or not they keep a local branch.
• Smaller towns nearby: Kingston (9 mi); Cedar Mills (12 mi); South Haven (17 mi).
• Smaller places within 50 miles: 22 of them.
• At 100 miles: 378 larger Census places fall inside that radius.

Darwin on the map

Darwin covers about 2.0 square miles of land, with 0.08 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 168 people per square mile. The largest place in Minnesota, Minneapolis, lies about 57 miles away. A 50-mile radius around Darwin takes in 122 places that are larger. By land area it ranks 334th of 853 Minnesota places.

What shapes a Darwin personal loan

Darwin is a small community of about 336 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Darwin lender to disclose the APR and finance charge before you sign. The term you choose in Darwin decides the split between a comfortable payment and the total interest you pay.

The Minnesota lending rules that reach Darwin

Below are the Minnesota rules that apply to a loan made in Darwin, each with the regulator that issued it.

How lenders reach Darwin

Darwin is a lightly settled community of about 336 people, with 122 larger places inside a 50-mile radius. A Minnesota licence lets a lender serve Darwin without a local office, so branch density does not change what its 336 residents are offered. The nearest larger city, Dassel, MN about 5 miles away.

Darwin's place among Minnesota's 853 places

Set beside Minnesota's 853 places, Darwin ranks 566th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Darwin ranks 661st of 853 in Minnesota (about the 23th percentile). At about 168 people per square mile, Darwin is the 701st most densely settled place in Minnesota. Between 2020 and 2023 the count changed by roughly 8 residents.