Personal loans in Kilgore, NE
Kilgore, Nebraska — home to about 68 people — is a small community, so the terms you are offered follow Nebraska law rather than any local rule. The Census counts 68 people in Kilgore, the 455th-largest figure among Nebraska's 527 places.
Census figures put the 2020-to-2023 increase in Kilgore at about 3.0%. Compare APR, not the interest rate, because the APR folds in most fees on a Kilgore loan. The closest larger place is Crookston, NE about 10 miles away. A single loan can carry different costs on either side of a state line, and Kilgore sits on the Nebraska side of that line.
Local context for Kilgore
Kilgore is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: about 68 people live here, which puts Kilgore 455th of 527 Census places in Nebraska (Vintage 2023).
- Population trend: A gain of roughly 3.0% between 2020 and 2023.
- Change in people: the 2020-to-2023 comparison is a gain of about 2 residents.
- Size percentile: about 14% of Nebraska's Census places are smaller than Kilgore.
- Population density: 152 people per square mile on 0.4 square miles of land.
- Land area: Kilgore covers 0.4 square miles, the 252nd-largest area among Nebraska's 527 places.
- State share: roughly 0.0% of Nebraska's residents live in Kilgore (68 people).
- National standing: Kilgore ranks 18,688th of 19,457 US places.
- Growth rank: Kilgore ranks 37th among Nebraska's 527 places for the 2020-to-2023 change.
- Versus Nebraska: the state average change is -0.6%, while Kilgore moved 3.0%.
- Density rank: Kilgore is the 500th most densely settled place in Nebraska.
- Against the state median: Kilgore runs about 152 residents per square mile, where the Nebraska median is 830.
- Location: it lies at 42.9391, -100.9573 in the Census Gazetteer.
- Nearest larger cities: Crookston (10 mi); St. Francis (14 mi); Cody (15 mi); Valentine (21 mi); Mission (29 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller towns nearby: Nenzel (7 mi); Wood Lake (42 mi); Wood (45 mi).
- Smaller neighbours: 3 places smaller than Kilgore sit within 50 miles.
- Within 100 miles: 37 places are larger than Kilgore.
How Kilgore compares across Nebraska
Against Nebraska's other places, Kilgore accounts for about 0.0% of the state's population and ranks 455th of 527 by size. Its 2020-to-2023 change ranks 37th of 527 Nebraska places, putting it near the 93th percentile for growth. At about 152 people per square mile, Kilgore is the 500th most densely settled place in Nebraska. Within 50 miles sit 3 smaller Census places, alongside the 8 that are larger.
How lenders reach Kilgore
At roughly 152 people per square mile, Kilgore is lightly settled; 8 larger places lie within 50 miles. Distance to a branch rarely matters for Kilgore's 68 residents: the application is online and the price follows your credit file. The nearest larger city, Crookston, NE about 10 miles away.
The Kilgore borrowing checklist
Complete these steps first when you borrow in Kilgore (68 residents):
- Start with the credit file: order the reports, fix the errors, then apply.
- Test your amount and term in the personal loan calculator first.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Look the lender up in the Nebraska regulator's licence records before you sign.
- Borrow only what the purpose requires, not the maximum you are offered.
- Be clear on what the loan is for and how it gets repaid.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
In Kilgore as elsewhere in Nebraska, the written terms — not the advertisement — are what count for its 68 residents.
Which Nebraska laws govern a loan in Kilgore
Every row below records a Nebraska rule, its publisher and its retrieval date — the same rules a Kilgore lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Delayed Deposit Services Licensing Act (Neb. Rev. Stat. 45-901 to 45-931) Source says: "Sections 45-901 to 45-931 shall be known and may be cited as the Delayed Deposit Services Licensing Act." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Delayed deposit services (payday) licensing administration | NDBF publishes delayed deposit services license guidelines, statutes, and a licensed-business search Source says: "Delayed Deposit Services (Payday Lenders)" | Nebraska Department of Banking and Finance as of 2026-09-16 |
Kilgore on the map
The Census Gazetteer records about 0.4 square miles of land within Kilgore, with no significant water area listed. The resulting density is about 152 people per square mile. For the state's biggest city, Omaha, the distance is roughly 277 miles. Kilgore has 8 larger places within a 50-mile radius. Within the same 50 miles lie 3 smaller Census places.
Common questions
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Nearby places
- Nenzel, NE — population 17
- Crookston, NE — population 72
- St. Francis, SD — population 467
- Cody, NE — population 167
- Valentine, NE — population 2,631
- Mission, SD — population 1,142
- White River, SD — population 519
- Wood, SD — population 41