Personal loans in Cody, NE

A lender serving Cody holds a Nebraska licence and answers to a Nebraska regulator; no city office is involved for its 167 residents. The 2020 count to the 2023 estimate shows about 1.2% growth in Cody. For a community of about 167, the practical step is to compare APR across at least three lenders before committing. The nearest larger city is St. Francis, SD about 22 miles away.

Cody by the numbers

Only a few things actually differ by place — population, area, location, and the Nebraska rules a lender must follow — and they are below.

• Population: 167 people, a figure that places Cody 355th among the 527 Census places in Nebraska (US Census Bureau, Vintage 2023).
• Population trend: Up about 1.2% from the 2020 Census base to the 2023 estimate.
• Change in people: the 2020-to-2023 comparison is a gain of about 2 residents.
• Size percentile: with 167 residents, Cody is larger than about 33% of Nebraska's Census places.
• Population density: 162 people per square mile on 1.0 square miles of land.
• Land area rank: Cody's 1.0 square miles rank 101st of 527 places in Nebraska.
• Share of state population: Cody's 167 residents are about 0.0% of Nebraska.
• National rank: Cody sits 16,994th by population among the 19,457 places in this dataset.
• Growth in Nebraska: Cody stands 107th by percentage change from 2020 to 2023, among 527 places.
• Versus Nebraska: the state average change is -0.6%, while Cody moved 1.2%.
• Density in Nebraska: Cody ranks 497th by people per square mile.
• Against the state median: Cody runs about 162 residents per square mile, where the Nebraska median is 830.
• Location: 42.9377, -101.2489 (Census Gazetteer coordinates).
• Nearest larger cities: St. Francis (22 mi); Martin (29 mi); Valentine (36 mi); Mission (39 mi); Gordon (49 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller towns: Nenzel (7 mi); Kilgore (15 mi); Merriman (23 mi) — useful context for the surrounding area.
• Smaller neighbours: 5 places smaller than Cody sit within 50 miles.
• At 100 miles: 24 larger Census places fall inside that radius.

Where Cody sits in Nebraska

Among Nebraska's 527 places, Cody sits at 355th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 107th of 527 Nebraska places, putting it near the 80th percentile for growth. By density, at about 162 people per square mile, it ranks 497th in Nebraska. Between 2020 and 2023 the count changed by roughly 2 residents.

Borrowing reach in Cody

With about 162 residents per square mile, Cody is lightly settled, and 5 larger Census places sit within 50 miles. A Nebraska licence lets a lender serve Cody without a local office, so branch density does not change what its 167 residents are offered. For a larger market, the closest option is St. Francis, SD about 22 miles away.

A practical checklist for Cody borrowers

Before you hand your details to a lender in Cody, where the population is near 167:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Line up several pre-qualified offers and let the APR decide.
4. Make sure the lender appears in the Nebraska regulator's licence list.
5. Decide the purpose and how you will repay it before approaching any lender.
6. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
7. Look for an origination fee or prepayment penalty in the written disclosure.

In Cody as elsewhere in Nebraska, the written terms — not the advertisement — are what count for its 167 residents.

Cody on the map

Cody covers about 1.0 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 162 people per square mile. Omaha, the largest place in Nebraska, is about 290 miles from Cody. Within 50 miles of Cody there are 5 larger Census places. Within the same 50 miles lie 5 smaller Census places.

Which Nebraska laws govern a loan in Cody

The rows below set out what a licensed lender must follow in Nebraska, and so for Cody's roughly 167 residents.