Personal loans in Kewaskum, WI
Kewaskum counts about 4,435 people, and what is genuinely local about borrowing here is limited — Wisconsin law does the governing. The Census counts 4,435 people in Kewaskum, the 162nd-largest figure among Wisconsin's 605 places.
Work out your debt-to-income ratio first; lenders weigh it heavily, and Kewaskum's 4,435 residents are no exception. A 2020-to-2023 comparison shows Kewaskum up by about 2.9%. A single loan can carry different costs on either side of a state line, and Kewaskum sits on the Wisconsin side of that line. The nearest larger metro is West Bend, WI about 7 miles away.
Kewaskum: population, trend and location
Two layers matter for a Kewaskum borrower: the local population picture and Wisconsin's consumer-lending statutes.
- Population: a Census-estimated 4,435, 162nd among Wisconsin's 605 places (Vintage 2023).
- Population trend: Higher by roughly 2.9% since the 2020 count.
- Net change: roughly 124 more people than the 2020 Census counted.
- Size percentile: roughly 73% of Wisconsin's places have fewer residents than Kewaskum's 4,435.
- Population density: about 1,787 people per square mile across 2.5 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Kewaskum's 2.5 square miles rank 270th of 605 places in Wisconsin.
- State share: roughly 0.1% of Wisconsin's residents live in Kewaskum (4,435 people).
- Nationally: Kewaskum is the 5,184th-largest of 19,457 Census places in the dataset.
- Growth rank: Kewaskum's 2020-to-2023 change ranks 69th of 605 places in Wisconsin.
- State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Kewaskum's 2.9%.
- Density rank: Kewaskum is the 86th most densely settled place in Wisconsin.
- Density vs Wisconsin: Kewaskum's 1,787 people per square mile compare with a state median of 800.
- Location: mapped by the US Census Bureau at 43.5180, -88.2315.
- Nearest larger cities: West Bend (7 mi); Slinger (13 mi); Jackson (14 mi); Hartford (15 mi); Mayville (16 mi). Larger metros often have more branches, but online lenders reach Kewaskum on the same terms.
- Smaller places close by: Campbellsport (6 mi); Newburg (11 mi); Theresa (11 mi).
- Smaller neighbours: 80 places smaller than Kewaskum sit within 50 miles.
- Within 100 miles: 197 places are larger than Kewaskum.
What Wisconsin law requires in Kewaskum
Read the table as a lender's compliance picture for Kewaskum: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
How lenders reach Kewaskum
Kewaskum is moderately settled, with about 1,787 people per square mile and 61 larger places within 50 miles. Whether Kewaskum has a local branch or not, a Wisconsin-licensed lender can serve its 4,435 people online on the same terms. The nearest larger city, West Bend, WI about 7 miles away.
A practical checklist for Kewaskum borrowers
Complete these steps first when you borrow in Kewaskum (4,435 residents):
- Pull your credit reports first and correct any error before a lender sees the file.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Line up several pre-qualified offers and let the APR decide.
- Confirm the lender holds a Wisconsin licence by checking the regulator named above.
- Pick the shortest term whose payment you can comfortably afford.
- Borrow only what the purpose requires, not the maximum you are offered.
- Decide the purpose and how you will repay it before approaching any lender.
In Kewaskum as elsewhere in Wisconsin, the written terms — not the advertisement — are what count for its 4,435 residents.
The geography behind Kewaskum
The Census Gazetteer records about 2.5 square miles of land within Kewaskum, with no significant water area listed. The resulting density is about 1,787 people per square mile. Milwaukee, the largest place in Wisconsin, is about 34 miles from Kewaskum. Kewaskum has 61 larger places within a 50-mile radius. The 100-mile radius contains 197 larger places.
What a Kewaskum borrower is actually offered
Most loans made to Kewaskum's 4,435 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Kewaskum. A longer term lowers the monthly payment on a Kewaskum loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
What are my options in Kewaskum if my credit is poor?
What loan size can I expect in Kewaskum?
Do I have to pledge anything to borrow in Kewaskum?
Does comparing loans in Kewaskum cost me credit score points?
Nearby places
- Campbellsport, WI — population 1,934
- West Bend, WI — population 31,886
- Slinger, WI — population 6,363
- Newburg, WI — population 1,132
- Jackson, WI — population 8,000
- Eden, WI — population 901
- Theresa, WI — population 1,256
- Lomira, WI — population 2,680