Personal loans in Lomira, WI
Roughly 2,680 residents live in Lomira, the 224th-largest community in Wisconsin. Personal loans in Lomira are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 2,680 population.
Price two or three terms so you can see which payment is truly affordable in Lomira. Consumer lending that reaches Lomira's 2,680 residents is governed by Wisconsin statute; no city ordinance changes it. The 2020 count to the 2023 estimate shows about 0.1% growth in Lomira. The closest larger city is Mayville, WI about 8 miles away.
Lomira: the sourced local profile
Most of what governs a Lomira loan is written in Wisconsin law rather than in the city; the sourced notes below make that split concrete.
- Population: an estimated 2,680 residents, 224th of 605 places in Wisconsin (Census Vintage 2023 subcounty estimate).
- Population trend: Up about 0.1% from the 2020 Census base to the 2023 estimate.
- Absolute change: 2 residents added between 2020 and 2023.
- Size percentile: with 2,680 residents, Lomira is larger than about 63% of Wisconsin's Census places.
- Population density: about 1,220 people per square mile (Census land area 2.2 sq mi).
- By land area: Lomira ranks 298th among Wisconsin's 605 places, at 2.2 sq mi.
- Water area: Lomira has 0.01 square miles of water, ranking 338th of 605 places in Wisconsin.
- Share of state population: Lomira's 2,680 residents are about 0.1% of Wisconsin.
- National standing: Lomira ranks 6,635th of 19,457 US places.
- Growth rank: Lomira's 2020-to-2023 change ranks 252nd of 605 places in Wisconsin.
- Against the state trend: Lomira's 0.1% change compares with a Wisconsin average of +0.4% across its 605 places.
- Density in Wisconsin: Lomira ranks 163rd by people per square mile.
- Density in context: Lomira's 1,220 people per square mile sit against a Wisconsin median of 800.
- Location: mapped by the US Census Bureau at 43.5942, -88.4432.
- Nearest larger cities: Mayville (8 mi); Kewaskum (12 mi); Fond du Lac (12 mi); Horicon (14 mi); Waupun (15 mi). A branch is convenient; it is not what sets your APR.
- Smaller places close by: Brownsville (3 mi); Theresa (5 mi); Eden (8 mi).
- Within a 50-mile radius: 71 smaller Census places.
- At 100 miles: 228 larger Census places fall inside that radius.
The geography behind Lomira
Lomira covers about 2.2 square miles of land, with 0.01 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 1,220 people per square mile. Milwaukee, the largest place in Wisconsin, is about 44 miles from Lomira. Lomira has 79 larger places within a 50-mile radius. By land area it ranks 298th of 605 Wisconsin places.
Where Lomira sits in Wisconsin
Among Wisconsin's 605 places, Lomira sits at 224th for population, a share of roughly 0.1% of the state. Its 2020-to-2023 change ranks 252nd of 605 Wisconsin places, putting it near the 58th percentile for growth. By density, at about 1,220 people per square mile, it ranks 163rd in Wisconsin. The population moved by about 2 people between 2020 and 2023, a 0.1% shift.
The Wisconsin lending rules that reach Lomira
When Wisconsin does not publish a figure, the row links to the source instead of inventing a number; Lomira is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
What to do before borrowing in Lomira
Before you apply in Lomira, a community of about 2,680, work through these steps:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Check the Wisconsin regulator's records to confirm the lender is licensed here.
- Pick the shortest term whose payment you can comfortably afford.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Decide the purpose and how you will repay it before approaching any lender.
What differs between Lomira and the rest of Wisconsin is not the process but the borrower's own file, among the 2,680 people here.
Getting a loan in Lomira
With about 1,220 residents per square mile, Lomira is moderately settled, and 79 larger Census places sit within 50 miles. What is available to Lomira's 2,680 borrowers is set by Wisconsin licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Mayville, WI about 8 miles away.
Common questions
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Nearby places
- Brownsville, WI — population 649
- Theresa, WI — population 1,256
- Eden, WI — population 901
- Oakfield, WI — population 1,057
- Mayville, WI — population 5,138
- Campbellsport, WI — population 1,934
- Kekoskee, WI — population 892
- Fond du Lac, WI — population 44,300