Personal loans in Jamestown, TN

Jamestown: the sourced local profile

The figures below are Jamestown's own — Census population, land area and coordinates — followed by the Tennessee rules.

• Population: about 2,077 people live here, which puts Jamestown 167th of 344 Census places in Tennessee (Vintage 2023).
• Population trend: Higher by roughly 2.9% since the 2020 count.
• People gained or lost: about 59 more since the 2020 base.
• Size percentile: roughly 51% of Tennessee's places have fewer residents than Jamestown's 2,077.
• Land and density: 3.1 square miles of land carry roughly 666 residents per square mile.
• By land area: Jamestown ranks 215th among Tennessee's 344 places, at 3.1 sq mi.
• State population share: Jamestown accounts for about 0.1% of everyone in Tennessee.
• National rank: Jamestown is 7,492nd of 19,457 places nationwide.
• Growth in Tennessee: Jamestown stands 130th by percentage change from 2020 to 2023, among 344 places.
• Against the state trend: Jamestown's 2.9% change compares with a Tennessee average of +2.4% across its 344 places.
• Density rank: Jamestown is the 141st most densely settled place in Tennessee.
• Density in context: Jamestown's 666 people per square mile sit against a Tennessee median of 553.
• Location: it lies at 36.4308, -84.9356 in the Census Gazetteer.
• Nearest larger cities: Livingston (22 mi); Oneida (24 mi); Monterey (27 mi); Monticello (29 mi); Algood (33 mi). Online lenders reach Jamestown no matter how far the nearest branch is.
• Nearest smaller towns: Allardt (5 mi); Byrdstown (15 mi); Sunbright (19 mi) — useful context for the surrounding area.
• Smaller neighbours: 19 places smaller than Jamestown sit within 50 miles.
• Larger places within 100 miles: 98.

Where Jamestown sits

The Census Gazetteer records about 3.1 square miles of land within Jamestown, with no significant water area listed. Spread across it are roughly 666 residents per square mile. The largest place in Tennessee, Memphis, lies about 297 miles away. Jamestown has 21 larger places within a 50-mile radius. The 100-mile radius contains 98 larger places.

Tennessee consumer-lending rules applied in Jamestown

Every row below records a Tennessee rule, its publisher and its retrieval date — the same rules a Jamestown lender must follow.

A practical checklist for Jamestown borrowers

Before you apply in Jamestown, a community of about 2,077, work through these steps:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Test your amount and term in the personal loan calculator first.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Confirm the lender holds a Tennessee licence by checking the regulator named above.
5. Choose a term you can live with; stretching it lowers the payment but raises total interest.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Be clear on what the loan is for and how it gets repaid.

The process is identical across Tennessee; what changes is your credit file, not the fact that Jamestown holds 2,077 people.

How lenders reach Jamestown

Jamestown is a moderately settled community of about 2,077 people, with 21 larger places inside a 50-mile radius. Distance to a branch rarely matters for Jamestown's 2,077 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Livingston, TN about 22 miles away.

How personal loans work in Jamestown

A Jamestown personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 2,077 residents. Because pricing is borrower-level, two people in Jamestown can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Jamestown loan but raises total interest, so the smallest payment is not the cheapest loan.