Personal loans in Byrdstown, TN

Byrdstown is a small community of about 812 residents, and a personal loan taken out here is governed by Tennessee statute. With 812 residents, Byrdstown outranks about 27% of the communities in Tennessee. Census figures put the 2020-to-2023 increase in Byrdstown at about 2.5%. Begin with the payment, then weigh APR and total interest across the lenders that reach Byrdstown's 812 residents. The next larger city is Albany, KY about 8 miles away.

Byrdstown: the sourced local profile

Two layers matter for a Byrdstown borrower: the local population picture and Tennessee's consumer-lending statutes.

• Population: about 812, ranked 250th of 344 places in Tennessee (Census Vintage 2023 subcounty estimate).
• Population trend: Roughly 2.5% more residents than the 2020 Census counted.
• Change in people: the 2020-to-2023 comparison is a gain of about 20 residents.
• Size percentile: about 27% of Tennessee's Census places are smaller than Byrdstown.
• Population density: about 546 people per square mile (Census land area 1.5 sq mi).
• Land area: Byrdstown covers 1.5 square miles, the 283rd-largest area among Tennessee's 344 places.
• Within Tennessee: about 0.0% of the state's population lives in Byrdstown.
• National rank: Byrdstown sits 11,121st by population among the 19,457 places in this dataset.
• Growth in Tennessee: Byrdstown stands 142nd by percentage change from 2020 to 2023, among 344 places.
• Versus Tennessee: the state average change is +2.4%, while Byrdstown moved 2.5%.
• Density in Tennessee: Byrdstown ranks 174th by people per square mile.
• Density in context: Byrdstown's 546 people per square mile sit against a Tennessee median of 553.
• Location: 36.5736 / -85.1342, per the US Census Bureau Gazetteer.
• Nearest larger cities: Albany (8 mi); Jamestown (15 mi); Livingston (17 mi); Burkesville (20 mi); Celina (21 mi). Living near a larger metro rarely changes what is available in Byrdstown.
• Nearest smaller towns: Allardt (19 mi); Sunbright (34 mi); Gamaliel (37 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 8 smaller Census places.
• Larger places within 100 miles: 160.

What shapes a Byrdstown personal loan

Byrdstown is a small community of about 812 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Byrdstown's rank of 250th in Tennessee: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Byrdstown loan is knowable in advance — unlike a revolving card balance.

A practical checklist for Byrdstown borrowers

For Byrdstown's roughly 812 residents, these are the steps that most influence the offer:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Model the payment on the calculator before a lender models it for you.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Confirm the Tennessee licence with the regulator named above before committing.
5. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
6. Read the disclosure for an origination fee and any prepayment penalty before signing.
7. Check that the monthly payment fits your budget next to your existing obligations.

What differs between Byrdstown and the rest of Tennessee is not the process but the borrower's own file, among the 812 people here.

Tennessee consumer-lending rules applied in Byrdstown

For the roughly 812 residents of Byrdstown, the rules below are Tennessee's own; each row carries its publisher and retrieval date.

Byrdstown's place among Tennessee's 344 places

Against Tennessee's other places, Byrdstown accounts for about 0.0% of the state's population and ranks 250th of 344 by size. For population change between 2020 and 2023, Byrdstown ranks 142nd of 344 in Tennessee (about the 59th percentile). By density, at about 546 people per square mile, it ranks 174th in Tennessee. By land area, its 1.5 square miles rank 283rd of 344 places in Tennessee.

Byrdstown: area, density and distance

Byrdstown's land area is roughly 1.5 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 546 residents per square mile. The largest place in Tennessee, Memphis, lies about 289 miles away. Within 50 miles of Byrdstown there are 26 larger Census places. By land area it ranks 283rd of 344 Tennessee places.