Personal loans in Iuka, MS
In Iuka, one of 299 Census places in Mississippi, the figure to compare across lenders is the APR, not the advertised rate. If debt is already a strain, a nonprofit credit counsellor can help Iuka residents before they take on more.
Iuka is one of 299 Census places in Mississippi; its 3,077 residents put it at 81st. To lend to Iuka's 3,077 residents, a company must hold a Mississippi licence, and each sourced row below names the regulator behind it. From the 2020 Census base to the 2023 estimate, the population declined by about 2.1%. The nearest larger metro is Corinth, MS about 20 miles away.
Iuka: population, trend and location
Most of what governs a Iuka loan is written in Mississippi law rather than in the city; the sourced notes below make that split concrete.
- Population: a Census-estimated 3,077, 81st among Mississippi's 299 places (Vintage 2023).
- Population trend: Down about 2.1% from the 2020 Census base to the 2023 estimate.
- People gained or lost: about 66 fewer since the 2020 base.
- Size percentile: Iuka's 3,077 people outrank roughly 73% of the places in Mississippi.
- Population density: 317 people per square mile on 9.7 square miles of land.
- Land area rank: Iuka's 9.7 square miles rank 67th of 299 places in Mississippi.
- Share of state population: Iuka's 3,077 residents are about 0.2% of Mississippi.
- National rank: Iuka is the 6,199th most populous of the 19,457 Census places covered here.
- Growth rank: Iuka's 2020-to-2023 change ranks 116th of 299 places in Mississippi.
- State comparison: Mississippi's places average -2.3% for 2020-to-2023, against Iuka's 2.1%.
- Density rank: Iuka is the 203rd most densely settled place in Mississippi.
- Against the state median: Iuka runs about 317 residents per square mile, where the Mississippi median is 434.
- Location: 34.8074, -88.1969 (US Census Bureau Gazetteer).
- Nearest larger cities: Corinth (20 mi); Booneville (23 mi); Red Bay (26 mi); Sheffield (29 mi); Savannah (29 mi). Living near a larger metro rarely changes what is available in Iuka.
- Smaller towns nearby: Burnsville (7 mi); Waterloo (11 mi); Paden (11 mi).
- Smaller neighbours: 56 places smaller than Iuka sit within 50 miles.
- At 100 miles: 75 larger Census places fall inside that radius.
The geography behind Iuka
Iuka's land area is roughly 9.7 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 317 residents per square mile. The largest place in Mississippi, Jackson, lies about 208 miles away. A 50-mile radius around Iuka takes in 15 places that are larger. Within the same 50 miles lie 56 smaller Census places.
Where Iuka sits in Mississippi
Within Mississippi, Iuka holds roughly 0.2% of all residents, the 81st-largest share among 299 places. Its 2020-to-2023 change ranks 116th of 299 Mississippi places, putting it near the 61th percentile for growth. By density, at about 317 people per square mile, it ranks 203rd in Mississippi. Between 2020 and 2023 the count changed by roughly 66 residents.
What shapes a Iuka personal loan
Iuka is a small community of about 3,077 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Iuka loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Iuka decides the split between a comfortable payment and the total interest you pay.
Lender access in Iuka
Iuka is lightly settled, with about 317 people per square mile and 15 larger places within 50 miles. A Mississippi licence lets a lender serve Iuka without a local office, so branch density does not change what its 3,077 residents are offered. The nearest larger city, Corinth, MS about 20 miles away.
The state rulebook for Iuka
The rows below set out what a licensed lender must follow in Mississippi, and so for Iuka's roughly 3,077 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Mississippi Department of Banking and Consumer Finance (DBCF) Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Payday lending status | Legal and licensed — check cashers (delayed-deposit/payday transactions) are licensed consumer-finance industries regulated by DBCF (Miss. Code § 75-67-501 et seq.) Source says: "These industries include Money Transmitter, Small Loan, Check Cashers, Pawnbroker, Title Pledge, Consumer Loan Broker" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Small loan license required (Small Loan Regulatory Law; Miss. Code § 75-67-105) Source says: "No person shall engage in the business of lending money ... without being the holder of a valid and subsisting license" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
Common questions
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Nearby places
- Burnsville, MS — population 845
- Paden, MS — population 102
- Waterloo, AL — population 183
- Tishomingo, MS — population 363
- Glen, MS — population 375
- Cherokee, AL — population 966
- Farmington, MS — population 2,015
- Belmont, MS — population 1,815