Personal loans in Burnsville, MS

To lend to Burnsville's 845 residents, a company must hold a Mississippi licence, and each sourced row below names the regulator behind it. By population, Burnsville sits at 164th in Mississippi, with an estimated 845 residents. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Burnsville loan. Burnsville lost roughly 1.9% of its population across the 2020-to-2023 comparison. The nearest larger metro is Iuka, MS about 7 miles away.

What the Census records for Burnsville

The figures below are Burnsville's own — Census population, land area and coordinates — followed by the Mississippi rules.

• Population: the Census counts 845 residents in Burnsville (Vintage 2023 subcounty estimate), the 164th-largest figure among Mississippi's 299 places.
• Population trend: Down about 1.9% from the 2020 Census base to the 2023 estimate.
• Change in people: the 2020-to-2023 comparison is a loss of about 16 residents.
• Size percentile: about 45% of Mississippi's Census places are smaller than Burnsville.
• Population density: 177 people per square mile on 4.8 square miles of land.
• By land area: Burnsville ranks 111th among Mississippi's 299 places, at 4.8 sq mi.
• Water: Burnsville holds about 0.02 square miles, the 109th-largest water area in Mississippi.
• Within Mississippi: about 0.1% of the state's population lives in Burnsville.
• National rank: Burnsville is 10,948th of 19,457 places nationwide.
• Growth rank: Burnsville's 2020-to-2023 change ranks 107th of 299 places in Mississippi.
• Against the state trend: Burnsville's 1.9% change compares with a Mississippi average of -2.3% across its 299 places.
• Density rank: Burnsville is the 253rd most densely settled place in Mississippi.
• Against the state median: Burnsville runs about 177 residents per square mile, where the Mississippi median is 434.
• Location: 34.8320, -88.3187 (US Census Bureau Gazetteer).
• Nearest larger cities: Iuka (7 mi); Farmington (10 mi); Corinth (14 mi); Booneville (18 mi); Cherokee (21 mi). Lenders licensed in the state serve Burnsville whether or not they keep a local branch.
• Smaller communities close by: Glen (6 mi); Paden (12 mi); Rienzi (13 mi), each with its own Census population profile.
• Smaller neighbours: 38 places smaller than Burnsville sit within 50 miles.
• Within 100 miles: 151 places are larger than Burnsville.

How Burnsville compares across Mississippi

Set beside Mississippi's 299 places, Burnsville ranks 164th by population and holds about 0.1% of the state total. For population change between 2020 and 2023, Burnsville ranks 107th of 299 in Mississippi (about the 64th percentile). At about 177 people per square mile, Burnsville is the 253rd most densely settled place in Mississippi. By land area, its 4.8 square miles rank 111th of 299 places in Mississippi.

Steps to take before a Burnsville loan

A sensible order of operations for a loan in Burnsville, home to about 845 people:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Make sure the lender appears in the Mississippi regulator's licence list.
5. Read the disclosure for an origination fee and any prepayment penalty before signing.
6. Test the payment against your current bills before you commit.
7. Pick the shortest term whose payment you can comfortably afford.

None of these steps is Burnsville-specific: the same Mississippi licensing and disclosure rules reach all 845 residents.

How personal loans work in Burnsville

A Burnsville personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 845 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Burnsville. Shortening the term on a Burnsville loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

The Mississippi lending rules that reach Burnsville

This table holds the Mississippi rate and licensing rules for consumer loans made to Burnsville's 845 residents.

Getting a loan in Burnsville

With about 177 residents per square mile, Burnsville is lightly settled, and 36 larger Census places sit within 50 miles. Distance to a branch rarely matters for Burnsville's 845 residents: the application is online and the price follows your credit file. The nearest larger city, Iuka, MS about 7 miles away.