Personal loans in Ithaca, NE

Rate-shopping from Ithaca costs nothing at pre-qualification, where a soft pull leaves your credit file alone. Rate ceilings, licensing requirements and product limits for Ithaca are all set at the Nebraska level. A 2020-to-2023 comparison shows Ithaca down by about 0.6%. The nearest larger city is Mead, NE about 5 miles away.

Ithaca: the sourced local profile

Only a few things actually differ by place — population, area, location, and the Nebraska rules a lender must follow — and they are below.

• Population: 158 residents; Ithaca is the 359th-largest of 527 places in Nebraska (US Census Bureau, Vintage 2023).
• Population trend: Down about 0.6% from the 2020 Census base to the 2023 estimate.
• Change in people: the 2020-to-2023 comparison is a loss of about 1 residents.
• Size percentile: about 32% of Nebraska communities are smaller than Ithaca (158 residents).
• Density: the Census land area of 0.2 sq mi holds about 678 people per square mile.
• Land area: Ithaca covers 0.2 square miles, the 401st-largest area among Nebraska's 527 places.
• Within Nebraska: about 0.0% of the state's population lives in Ithaca.
• Nationally: Ithaca is the 17,154th-largest of 19,457 Census places in the dataset.
• Growth rank: Ithaca's 2020-to-2023 change ranks 253rd of 527 places in Nebraska.
• Against the state trend: Ithaca's 0.6% change compares with a Nebraska average of -0.6% across its 527 places.
• Density in Nebraska: Ithaca ranks 324th by people per square mile.
• Density in context: Ithaca's 678 people per square mile sit against a Nebraska median of 830.
• Location: the Census Gazetteer records it at 41.1593, -96.5395.
• Nearest larger cities: Mead (5 mi); Wahoo (6 mi); Ceresco (9 mi); Yutan (9 mi); Weston (11 mi). Living near a larger metro rarely changes what is available in Ithaca.
• Nearest smaller places: Memphis (7 mi); Colon (10 mi); Malmo (12 mi).
• Within a 50-mile radius: 24 smaller Census places.
• At 100 miles: 320 larger Census places fall inside that radius.

Ithaca's place among Nebraska's 527 places

Against Nebraska's other places, Ithaca accounts for about 0.0% of the state's population and ranks 359th of 527 by size. For population change between 2020 and 2023, Ithaca ranks 253rd of 527 in Nebraska (about the 52th percentile). At about 678 people per square mile, Ithaca is the 324th most densely settled place in Nebraska. Between 2020 and 2023 the count changed by roughly 1 residents.

Where Ithaca sits

Ithaca covers about 0.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 158 residents, the land area yields roughly 678 people per square mile. For the state's biggest city, Omaha, the distance is roughly 26 miles. Within 50 miles of Ithaca there are 107 larger Census places. Within the same 50 miles lie 24 smaller Census places.

Which Nebraska laws govern a loan in Ithaca

Read the table as a lender's compliance picture for Ithaca: the rule, the sourced figure, the publisher and the date.

Inside a Ithaca personal loan

Most loans made to Ithaca's 158 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Ithaca lender to disclose the APR and finance charge before you sign. Shortening the term on a Ithaca loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Lender access in Ithaca

With about 678 residents per square mile, Ithaca is moderately settled, and 107 larger Census places sit within 50 miles. Lenders licensed in Nebraska reach Ithaca's 158 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Mead, NE about 5 miles away.