Personal loans in Colon, NE

At about 115 residents, Colon is larger than roughly 25% of the places in Nebraska. The next larger city is Wahoo, NE about 6 miles away. State law, not city hall, decides what a lender may do to Colon's roughly 115 residents, and a state regulator supervises it. For a community of about 115, the practical step is to compare APR across at least three lenders before committing.

Borrowing in Colon: the local picture

Two layers matter for a Colon borrower: the local population picture and Nebraska's consumer-lending statutes.

• Population: 115 residents; Colon is the 396th-largest of 527 places in Nebraska (US Census Bureau, Vintage 2023).
• Population trend: Higher by roughly 6.5% since the 2020 count.
• People gained or lost: about 7 more since the 2020 base.
• Size percentile: about 25% of Nebraska communities are smaller than Colon (115 residents).
• Population density: about 878 people per square mile (Census land area 0.1 sq mi).
• Land area rank: Colon's 0.1 square miles rank 490th of 527 places in Nebraska.
• State share: roughly 0.0% of Nebraska's residents live in Colon (115 people).
• National rank: Colon is the 17,855th most populous of the 19,457 Census places covered here.
• Growth rank: Colon's 2020-to-2023 change ranks 9th of 527 places in Nebraska.
• Versus Nebraska: the state average change is -0.6%, while Colon moved 6.5%.
• Density in Nebraska: Colon ranks 252nd by people per square mile.
• Density in context: Colon's 878 people per square mile sit against a Nebraska median of 830.
• Location: the Census Gazetteer records it at 41.2981, -96.6073.
• Nearest larger cities: Wahoo (6 mi); Cedar Bluffs (7 mi); Mead (8 mi); Inglewood (10 mi); Weston (10 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller communities close by: Malmo (6 mi); Leshara (9 mi); Memphis (17 mi), each with its own Census population profile.
• Within a 50-mile radius: 14 smaller Census places.
• At 100 miles: 355 larger Census places fall inside that radius.

How a Colon personal loan is priced

Colon is a small community of about 115 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Colon's rank of 396th in Nebraska: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Colon loan is knowable in advance — unlike a revolving card balance.

A pre-application checklist for Colon

Before you apply in Colon, a community of about 115, work through these steps:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Line up several pre-qualified offers and let the APR decide.
4. Check the Nebraska regulator's records to confirm the lender is licensed here.
5. Keep the amount to the expense; an approval is not a reason to take more.
6. Decide the purpose and how you will repay it before approaching any lender.
7. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.

None of these steps is Colon-specific: the same Nebraska licensing and disclosure rules reach all 115 residents.

How Colon compares across Nebraska

Within Nebraska, Colon holds roughly 0.0% of all residents, the 396th-largest share among 527 places. For population change between 2020 and 2023, Colon ranks 9th of 527 in Nebraska (about the 98th percentile). Its roughly 878 residents per square mile place it 252nd among Nebraska's places. The population moved by about 7 people between 2020 and 2023, a 6.5% shift.

The Nebraska lending rules that reach Colon

Read the table as a lender's compliance picture for Colon: the rule, the sourced figure, the publisher and the date.

Colon on the map

The Census Gazetteer records about 0.1 square miles of land within Colon, with no significant water area listed. The resulting density is about 878 people per square mile. The state's population centre of gravity, Omaha, is roughly 29 miles away. Colon has 111 larger places within a 50-mile radius. The 100-mile radius contains 355 larger places.