Personal loans in Irvington, NY

The closest larger city is Dobbs Ferry, NY about 2 miles away. From the 2020 Census base to the 2023 estimate, the population declined by about 3.5%. Every figure below is New York's own, applied to Irvington's 6,417 residents, with the publisher and retrieval date attached. If debt is already a strain, a nonprofit credit counsellor can help Irvington residents before they take on more.

What the Census records for Irvington

What follows is Irvington's place in the Census record, alongside the New York rules that govern a personal loan made here.

• Population: a Census-estimated 6,417, 140th among New York's 595 places (Vintage 2023).
• Population trend: Down about 3.5% from the 2020 Census base to the 2023 estimate.
• Net change: roughly 236 fewer people than the 2020 Census counted.
• Size percentile: roughly 76% of New York's places have fewer residents than Irvington's 6,417.
• Population density: 2,300 people per square mile on 2.8 square miles of land.
• Land area: Irvington covers 2.8 square miles, the 136th-largest area among New York's 595 places.
• Water: Irvington holds about 1.29 square miles, the 26th-largest water area in New York.
• Share of state population: Irvington's 6,417 residents are about 0.1% of New York.
• Nationally: Irvington is the 4,205th-largest of 19,457 Census places in the dataset.
• Growth rank: Irvington's 2020-to-2023 change ranks 564th of 595 places in New York.
• Versus New York: the state average change is -1.1%, while Irvington moved 3.5%.
• Density rank: Irvington is the 191st most densely settled place in New York.
• Density vs New York: Irvington's 2,300 people per square mile compare with a state median of 1,515.
• Location: mapped by the US Census Bureau at 41.0343, -73.8670.
• Nearest larger cities: Dobbs Ferry (2 mi); Tarrytown (2 mi); Hastings-on-Hudson (3 mi); Sleepy Hollow (4 mi); Nyack (5 mi). A branch is convenient; it is not what sets your APR.
• Smaller places close by: Ardsley (2 mi); Piermont (2 mi); Elmsford (3 mi).
• Smaller places within 50 miles: 141 of them.
• Within 100 miles: 263 places are larger than Irvington.

Getting a loan in Irvington

At roughly 2,300 people per square mile, Irvington is fairly dense; 199 larger places lie within 50 miles. A New York licence lets a lender serve Irvington without a local office, so branch density does not change what its 6,417 residents are offered. The nearest bigger place is Dobbs Ferry, NY about 2 miles away.

What a Irvington borrower is actually offered

Most loans made to Irvington's 6,417 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Irvington's rank of 140th in New York: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Irvington loan but raises total interest, so the smallest payment is not the cheapest loan.

Where Irvington sits

The Census Gazetteer records 2.8 square miles of land and 1.29 square miles of water within Irvington. Spread across it are roughly 2,300 residents per square mile. For the state's biggest city, New York, the distance is roughly 26 miles. Within 50 miles of Irvington there are 199 larger Census places. Within the same 50 miles lie 141 smaller Census places.

The New York lending rules that reach Irvington

When New York does not publish a figure, the row links to the source instead of inventing a number; Irvington is bound by the same rules.

How Irvington compares across New York

Against New York's other places, Irvington accounts for about 0.1% of the state's population and ranks 140th of 595 by size. Its 2020-to-2023 change ranks 564th of 595 New York places, putting it near the 5th percentile for growth. By density, at about 2,300 people per square mile, it ranks 191st in New York. In land area, Irvington ranks 136th among New York's 595 places.