Personal loans in Dobbs Ferry, NY
In Dobbs Ferry, one of 595 Census places in New York, the figure to compare across lenders is the APR, not the advertised rate. The Census estimates 11,309 residents in Dobbs Ferry, which ranks it 75th of 595 places in New York.
The closest larger place is Tarrytown, NY about 4 miles away. The trend for Dobbs Ferry between 2020 and 2023 is downward by roughly 2.0%. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Dobbs Ferry's 11,309 residents. Verify the lender's New York licence against the regulator named below before borrowing in Dobbs Ferry.
Dobbs Ferry: population, trend and location
Set out below is Dobbs Ferry's local context next to the state-level rules that reach every lender here.
- Population: about 11,309 people live here, which puts Dobbs Ferry 75th of 595 Census places in New York (Vintage 2023).
- Population trend: A decline of about 2.0% across the 2020-to-2023 comparison.
- People gained or lost: about 232 fewer since the 2020 base.
- Size percentile: bigger than about 87% of the places in New York, with 11,309 residents in Dobbs Ferry.
- Population density: about 4,667 people per square mile (Census land area 2.4 sq mi).
- By land area: Dobbs Ferry ranks 163rd among New York's 595 places, at 2.4 sq mi.
- Water area rank: Dobbs Ferry ranks 48th among New York's 595 places, with 0.75 sq mi.
- Share of state population: Dobbs Ferry's 11,309 residents are about 0.1% of New York.
- National rank: Dobbs Ferry is the 2,876th most populous of the 19,457 Census places covered here.
- Growth rank: Dobbs Ferry's 2020-to-2023 change ranks 420th of 595 places in New York.
- State comparison: New York's places average -1.1% for 2020-to-2023, against Dobbs Ferry's 2.0%.
- Density rank: Dobbs Ferry is the 77th most densely settled place in New York.
- Density vs New York: Dobbs Ferry's 4,667 people per square mile compare with a state median of 1,515.
- Location: the Census Gazetteer records it at 41.0100, -73.8686.
- Nearest larger cities: Tarrytown (4 mi); Yonkers (4 mi); Scarsdale (5 mi); White Plains (6 mi); Mount Vernon (7 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places close by: Ardsley (2 mi); Hastings-on-Hudson (2 mi); Irvington (2 mi).
- Within a 50-mile radius: 227 smaller Census places.
- Within 100 miles: 152 places are larger than Dobbs Ferry.
The New York lending rules that reach Dobbs Ferry
New York has no separate rate rule for Dobbs Ferry; the sourced rows below are what reach every lender that serves its 11,309 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | New York State Department of Financial Services (DFS) Source says: "Notify the Department of Financial Services at (800) 342-3736 if you believe payday loans are being made in New York" | New York State Department of Financial Services as of 2026-09-16 |
| Payday lending status | Illegal in New York State, in person, by telephone, or over the Internet Source says: "Payday loans are illegal in New York State." | New York State Department of Financial Services as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed Lender license required (Banking Law Article 9, sections 340-361); administered via NMLS Source says: "The Department of Financial Services uses the Nationwide Multistate Licensing System and Registry (NMLS) to manage the Licensed Lender License." | New York State Department of Financial Services as of 2026-09-16 |
Dobbs Ferry against the rest of New York
Dobbs Ferry is the 75th-largest of 595 Census places in New York and contains about 0.1% of the state's people. For population change between 2020 and 2023, Dobbs Ferry ranks 420th of 595 in New York (about the 29th percentile). By density, at about 4,667 people per square mile, it ranks 77th in New York. By land area, its 2.4 square miles rank 163rd of 595 places in New York.
What a Dobbs Ferry borrower is actually offered
With roughly 11,309 residents, Dobbs Ferry is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Dobbs Ferry's rank of 75th in New York: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Dobbs Ferry loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Dobbs Ferry on the map
Dobbs Ferry covers about 2.4 square miles of land, with 0.75 square miles of water inside its boundaries (Census Gazetteer). With 11,309 residents, the land area yields roughly 4,667 people per square mile. New York, the largest place in New York, is about 24 miles from Dobbs Ferry. A 50-mile radius around Dobbs Ferry takes in 116 places that are larger. The 100-mile radius contains 152 larger places.
Getting a loan in Dobbs Ferry
With about 4,667 residents per square mile, Dobbs Ferry is fairly dense, and 116 larger Census places sit within 50 miles. Distance to a branch rarely matters for Dobbs Ferry's 11,309 residents: the application is online and the price follows your credit file. The nearest larger city, Tarrytown, NY about 4 miles away.
Common questions
What are my options in Dobbs Ferry if my credit is poor?
What loan size can I expect in Dobbs Ferry?
Do I have to pledge anything to borrow in Dobbs Ferry?
Does comparing loans in Dobbs Ferry cost me credit score points?
Nearby places
- Irvington, NY — population 6,417
- Hastings-on-Hudson, NY — population 8,307
- Ardsley, NY — population 4,916
- Piermont, NY — population 2,499
- Tarrytown, NY — population 11,691
- Alpine, NJ — population 1,750
- Yonkers, NY — population 207,657
- Rockleigh, NJ — population 405