Personal loans in Inglis, FL
A single loan can carry different costs on either side of a state line, and Inglis sits on the Florida side of that line. Inglis is home to roughly 1,599 people and stands 310th by size out of 411 Census places in Florida.
For a borrower among the roughly 1,599 residents of Inglis, a personal loan is a tool whose cost turns on the terms, not the address. Inglis gained roughly 8.1% in population across the 2020-to-2023 comparison. If debt is already a strain, a nonprofit credit counsellor can help Inglis residents before they take on more. The next larger city is Crystal River, FL about 10 miles away.
Inglis: population, trend and location
Set out below is Inglis's local context next to the state-level rules that reach every lender here.
- Population: 1,599 people, a figure that places Inglis 310th among the 411 Census places in Florida (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is positive, near 8.1%.
- Absolute change: 120 residents added between 2020 and 2023.
- Size percentile: Inglis sits ahead of around 25% of Florida places, at 1,599 people.
- Land and density: 3.4 square miles of land carry roughly 468 residents per square mile.
- Land area: Inglis covers 3.4 square miles, the 246th-largest area among Florida's 411 places.
- Water area: Inglis has 0.02 square miles of water, ranking 334th of 411 places in Florida.
- Within Florida: about 0.0% of the state's population lives in Inglis.
- Nationally: Inglis is the 8,476th-largest of 19,457 Census places in the dataset.
- Growth rank: Inglis ranks 76th among Florida's 411 places for the 2020-to-2023 change.
- Against the state trend: Inglis's 8.1% change compares with a Florida average of +5.5% across its 411 places.
- Density rank: Inglis places 328th among Florida's places by people per square mile.
- Against the state median: Inglis runs about 468 residents per square mile, where the Florida median is 1,608.
- Location: coordinates 29.0330, -82.6610 (US Census Bureau Gazetteer).
- Nearest larger cities: Crystal River (10 mi); Dunnellon (14 mi); Inverness (23 mi); Williston (28 mi); Ocala (32 mi). A branch is convenient; it is not what sets your APR.
- Smaller communities within reach: Yankeetown (6 mi); Otter Creek (21 mi); Cedar Key (24 mi).
- Smaller places within 50 miles: 13 of them.
- At 100 miles: 112 larger Census places fall inside that radius.
The geography behind Inglis
Inglis covers about 3.4 square miles of land, with 0.02 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 468 people per square mile. For the state's biggest city, Jacksonville, the distance is roughly 108 miles. Within 50 miles of Inglis there are 15 larger Census places. The 100-mile radius contains 112 larger places.
How Inglis compares across Florida
Inglis is the 310th-largest of 411 Census places in Florida and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 76th of 411 Florida places, putting it near the 82th percentile for growth. At about 468 people per square mile, Inglis is the 328th most densely settled place in Florida. Between 2020 and 2023 the count changed by roughly 120 residents.
What is available to Inglis borrowers
Inglis is lightly settled, with about 468 people per square mile and 15 larger places within 50 miles. Whether Inglis has a local branch or not, a Florida-licensed lender can serve its 1,599 people online on the same terms. The nearest larger city, Crystal River, FL about 10 miles away.
Florida consumer-lending rules applied in Inglis
When Florida does not publish a figure, the row links to the source instead of inventing a number; Inglis is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Florida Office of Financial Regulation (OFR) Source says: "The Office of Financial Regulation is a state-government agency created by the Governor and Cabinet to provide regulatory oversight for Florida's financial services industry". | Florida Office of Financial Regulation as of 2026-09-16 |
| Deferred presentment fee cap | 10% of the amount provided (transactions not repayable in installments) Source says: "A deferred presentment provider or its affiliate may not charge fees that exceed 10 percent of the currency or payment instrument provided". | Florida Legislature (The Florida Senate, Online Sunshine) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 18% per annum simple interest (loans/advances of $500,000 or less; loans above $500,000 are exempt from this cap) Source says: "it shall be usury and unlawful ... to ... charge ... a rate of interest greater than the equivalent of 18 percent per annum simple interest". | Florida Legislature (The Florida Senate, Online Sunshine) as of 2026-09-16 |
What to do before borrowing in Inglis
Complete these steps first when you borrow in Inglis (1,599 residents):
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Test your amount and term in the personal loan calculator first.
- Shop at least three lenders and judge them on APR and total cost.
- Confirm the lender holds a Florida licence by checking the regulator named above.
- Weigh a shorter term's higher payment against the interest it saves.
- Keep the amount to the expense; an approval is not a reason to take more.
- Decide the purpose and how you will repay it before approaching any lender.
The process is identical across Florida; what changes is your credit file, not the fact that Inglis holds 1,599 people.
Common questions
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What loan size can I expect in Inglis?
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Does comparing loans in Inglis cost me credit score points?
Nearby places
- Yankeetown, FL — population 628
- Crystal River, FL — population 3,514
- Dunnellon, FL — population 1,990
- Otter Creek, FL — population 111
- Inverness, FL — population 7,857
- Cedar Key, FL — population 732
- Bronson, FL — population 1,235
- Williston, FL — population 3,201