Personal loans in Dunnellon, FL
Dunnellon is a small community in Florida, with an estimated 1,990 residents, and every licensed lender here follows the same state rulebook.
To lend to Dunnellon's 1,990 residents, a company must hold a Florida licence, and each sourced row below names the regulator behind it. The Census counts 1,990 people in Dunnellon, the 294th-largest figure among Florida's 411 places. Rate-shopping from Dunnellon costs nothing at pre-qualification, where a soft pull leaves your credit file alone. The 2020 count to the 2023 estimate shows about 2.8% growth in Dunnellon. A larger market lies at Crystal River, FL about 16 miles away.
What the Census records for Dunnellon
Set out below is Dunnellon's local context next to the state-level rules that reach every lender here.
- Population: the Census counts 1,990 residents in Dunnellon (Vintage 2023 subcounty estimate), the 294th-largest figure among Florida's 411 places.
- Population trend: Up about 2.8% from the 2020 Census base to the 2023 estimate.
- Change in people: the 2020-to-2023 comparison is a gain of about 54 residents.
- Size percentile: with 1,990 residents, Dunnellon is larger than about 28% of Florida's Census places.
- Land and density: 8.8 square miles of land carry roughly 226 residents per square mile.
- Land area: Dunnellon covers 8.8 square miles, the 142nd-largest area among Florida's 411 places.
- Water: Dunnellon holds about 0.30 square miles, the 211th-largest water area in Florida.
- State share: roughly 0.0% of Florida's residents live in Dunnellon (1,990 people).
- National rank: Dunnellon is 7,649th of 19,457 places nationwide.
- Growth rank: Dunnellon ranks 205th among Florida's 411 places for the 2020-to-2023 change.
- Against the state trend: Dunnellon's 2.8% change compares with a Florida average of +5.5% across its 411 places.
- Density in Florida: Dunnellon ranks 378th by people per square mile.
- Density in context: Dunnellon's 226 people per square mile sit against a Florida median of 1,608.
- Location: mapped by the US Census Bureau at 29.0596, -82.4254.
- Nearest larger cities: Crystal River (16 mi); Inverness (16 mi); Ocala (18 mi); Belleview (22 mi); Williston (23 mi). Living near a larger metro rarely changes what is available in Dunnellon.
- Smaller towns nearby: Inglis (14 mi); Yankeetown (20 mi); Reddick (25 mi).
- Smaller places within 50 miles: 15 of them.
- Within 100 miles: 115 places are larger than Dunnellon.
The Florida lending rules that reach Dunnellon
Read the table as a lender's compliance picture for Dunnellon: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Florida Office of Financial Regulation (OFR) Source says: "The Office of Financial Regulation is a state-government agency created by the Governor and Cabinet to provide regulatory oversight for Florida's financial services industry". | Florida Office of Financial Regulation as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 18% per annum simple interest (loans/advances of $500,000 or less; loans above $500,000 are exempt from this cap) Source says: "it shall be usury and unlawful ... to ... charge ... a rate of interest greater than the equivalent of 18 percent per annum simple interest". | Florida Legislature (The Florida Senate, Online Sunshine) as of 2026-09-16 |
| Payday lending status | Permitted under license (deferred presentment providers; money services business license under chapter 560) Source says: "Businesses intending to engage in deferred presentment transactions must be licensed as a money services business under chapter 560, Florida Statutes". | Florida Office of Financial Regulation as of 2026-09-16 |
The anatomy of a Dunnellon personal loan
Most loans made to Dunnellon's 1,990 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Dunnellon's 1,990 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Dunnellon decides the split between a comfortable payment and the total interest you pay.
Where Dunnellon sits in Florida
Dunnellon is the 294th-largest of 411 Census places in Florida and contains about 0.0% of the state's people. For population change between 2020 and 2023, Dunnellon ranks 205th of 411 in Florida (about the 50th percentile). At about 226 people per square mile, Dunnellon is the 378th most densely settled place in Florida. By land area, its 8.8 square miles rank 142nd of 411 places in Florida.
Where Dunnellon sits
Inside Dunnellon's boundaries lie roughly 8.8 square miles of land and 0.30 square miles of water. That land carries about 226 people per square mile. The largest place in Florida, Jacksonville, lies about 99 miles away. A 50-mile radius around Dunnellon takes in 22 places that are larger. The 100-mile radius contains 115 larger places.
How lenders reach Dunnellon
With about 226 residents per square mile, Dunnellon is lightly settled, and 22 larger Census places sit within 50 miles. Whether Dunnellon has a local branch or not, a Florida-licensed lender can serve its 1,990 people online on the same terms. The nearest bigger place is Crystal River, FL about 16 miles away.
Common questions
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Nearby places
- Inverness, FL — population 7,857
- Inglis, FL — population 1,599
- Crystal River, FL — population 3,514
- Ocala, FL — population 68,426
- Williston, FL — population 3,201
- Yankeetown, FL — population 628
- Belleview, FL — population 5,770
- Reddick, FL — population 496