Personal loans in Ingleside on the Bay, TX
By population, Ingleside on the Bay sits at 937th in Texas, with an estimated 602 residents. A lender serving Ingleside on the Bay holds a Texas licence and answers to a Texas regulator; no city office is involved for its 602 residents.
The 2020 count to the 2023 estimate shows about 1.1% decline in Ingleside on the Bay. Read the disclosure for an origination fee and any prepayment penalty before signing in Ingleside on the Bay. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Ingleside on the Bay's 602 residents. Borrowers who want a bigger city can look to Ingleside, TX about 3 miles away.
Where Ingleside on the Bay stands
Read the local figures below as context; read the sourced Texas table as the rulebook a lender here must follow.
- Population: 602 residents; Ingleside on the Bay is the 937th-largest of 1,224 places in Texas (US Census Bureau, Vintage 2023).
- Population trend: A drop of about 1.1% from 2020 to 2023.
- Absolute change: 7 residents lost between 2020 and 2023.
- Size percentile: Ingleside on the Bay sits ahead of around 23% of Texas places, at 602 people.
- Land and density: 0.3 square miles of land carry roughly 2,062 residents per square mile.
- Land area rank: Ingleside on the Bay's 0.3 square miles rank 1,202nd of 1,224 places in Texas.
- Water area: Ingleside on the Bay has 0.01 square miles of water, ranking 515th of 1,224 places in Texas.
- Share of state population: Ingleside on the Bay's 602 residents are about 0.0% of Texas.
- National standing: Ingleside on the Bay ranks 12,423rd of 19,457 US places.
- Growth rank: Ingleside on the Bay ranks 980th among Texas's 1,224 places for the 2020-to-2023 change.
- State comparison: Texas's places average +6.5% for 2020-to-2023, against Ingleside on the Bay's 1.1%.
- Density rank: Ingleside on the Bay is the 164th most densely settled place in Texas.
- Density in context: Ingleside on the Bay's 2,062 people per square mile sit against a Texas median of 840.
- Location: 27.8298 / -97.2213, per the US Census Bureau Gazetteer.
- Nearest larger cities: Ingleside (3 mi); Corpus Christi (6 mi); Gregory (8 mi); Portland (8 mi); Port Aransas (8 mi). Living near a larger metro rarely changes what is available in Ingleside on the Bay.
- Smaller towns nearby: Bayside (18 mi); Petronila (27 mi); San Patricio (35 mi).
- Smaller neighbours: 6 places smaller than Ingleside on the Bay sit within 50 miles.
- Larger places within 100 miles: 42.
Ingleside on the Bay on the map
Ingleside on the Bay covers about 0.3 square miles of land, with 0.01 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 2,062 residents per square mile. Houston, the largest place in Texas, is about 175 miles from Ingleside on the Bay. Within 50 miles of Ingleside on the Bay there are 20 larger Census places. The 100-mile radius contains 42 larger places.
How lenders reach Ingleside on the Bay
Ingleside on the Bay is fairly dense, with about 2,062 people per square mile and 20 larger places within 50 miles. A Texas licence lets a lender serve Ingleside on the Bay without a local office, so branch density does not change what its 602 residents are offered. The nearest larger city, Ingleside, TX about 3 miles away.
Before you apply in Ingleside on the Bay
These steps shape the offer you get in Ingleside on the Bay, a place of about 602 people:
- Pull your credit reports first and correct any error before a lender sees the file.
- Model the payment on the calculator before a lender models it for you.
- Line up several pre-qualified offers and let the APR decide.
- Confirm the Texas licence with the regulator named above before committing.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Make sure the new payment leaves room in a budget you already keep.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
None of these steps is Ingleside on the Bay-specific: the same Texas licensing and disclosure rules reach all 602 residents.
The Texas lending rules that reach Ingleside on the Bay
This table holds the Texas rate and licensing rules for consumer loans made to Ingleside on the Bay's 602 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
Ingleside on the Bay's place among Texas's 1,224 places
Set beside Texas's 1,224 places, Ingleside on the Bay ranks 937th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 980th of 1,224 Texas places, putting it near the 20th percentile for growth. At about 2,062 people per square mile, Ingleside on the Bay is the 164th most densely settled place in Texas. In land area, Ingleside on the Bay ranks 1,202nd among Texas's 1,224 places.
Common questions
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Nearby places
- Ingleside, TX — population 10,147
- Corpus Christi, TX — population 316,595
- Gregory, TX — population 1,724
- Portland, TX — population 20,481
- Port Aransas, TX — population 3,446
- Aransas Pass, TX — population 8,923
- Taft, TX — population 2,914
- Bayside, TX — population 273