Personal loans in Bayside, TX

The next larger city is Rockport, TX about 10 miles away. Bayside shed about 2.2% of its population between the 2020 base and the 2023 estimate. To lend to Bayside's 273 residents, a company must hold a Texas licence, and each sourced row below names the regulator behind it. Begin with the payment, then weigh APR and total interest across the lenders that reach Bayside's 273 residents.

Where Bayside stands

Here is the sourced Census picture for Bayside, plus the Texas lending rules that apply to a loan taken out here.

• Population: 273 residents; Bayside is the 1,106th-largest of 1,224 places in Texas (US Census Bureau, Vintage 2023).
• Population trend: A loss of roughly 2.2% between 2020 and 2023.
• Absolute change: 6 residents lost between 2020 and 2023.
• Size percentile: bigger than about 10% of the places in Texas, with 273 residents in Bayside.
• Density: roughly 269 residents per square mile, spread over 1.0 sq mi of land.
• Land area rank: Bayside's 1.0 square miles rank 1,007th of 1,224 places in Texas.
• Water area rank: Bayside ranks 255th among Texas's 1,224 places, with 0.07 sq mi.
• Share of state population: Bayside's 273 residents are about 0.0% of Texas.
• National rank: Bayside sits 15,435th by population among the 19,457 places in this dataset.
• Growth rank: Bayside ranks 1,052nd among Texas's 1,224 places for the 2020-to-2023 change.
• Against the state trend: Bayside's 2.2% change compares with a Texas average of +6.5% across its 1,224 places.
• Density rank: Bayside places 1,062nd among Texas's places by people per square mile.
• Against the state median: Bayside runs about 269 residents per square mile, where the Texas median is 840.
• Location: 28.0960, -97.2109 (Census Gazetteer coordinates).
• Nearest larger cities: Rockport (10 mi); Fulton (11 mi); Woodsboro (12 mi); Gregory (13 mi); Taft (14 mi). A branch is convenient; it is not what sets your APR.
• Smaller places nearby: Austwell (30 mi); Petronila (39 mi); La Ward (69 mi).
• Smaller neighbours: 2 places smaller than Bayside sit within 50 miles.
• At 100 miles: 62 larger Census places fall inside that radius.

How lenders reach Bayside

With about 269 residents per square mile, Bayside is lightly settled, and 25 larger Census places sit within 50 miles. What is available to Bayside's 273 borrowers is set by Texas licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Rockport, TX about 10 miles away.

Land, water and location for Bayside

Bayside covers about 1.0 square miles of land, with 0.07 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 269 residents per square mile. Houston, the largest place in Texas, is about 161 miles from Bayside. A 50-mile radius around Bayside takes in 25 places that are larger. The 100-mile radius contains 62 larger places.

The state rulebook for Bayside

Read the table as a lender's compliance picture for Bayside: the rule, the sourced figure, the publisher and the date.

The anatomy of a Bayside personal loan

In Bayside, a small community of about 273, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Bayside loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Bayside loan but raises total interest, so the smallest payment is not the cheapest loan.

Bayside in state context

Set beside Texas's 1,224 places, Bayside ranks 1,106th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 1,052nd of 1,224 Texas places, putting it near the 14th percentile for growth. At about 269 people per square mile, Bayside is the 1,062nd most densely settled place in Texas. The population moved by about 6 people between 2020 and 2023, a 2.2% shift.