Personal loans in Hurst, TX
With roughly 39,304 residents, Hurst is a smaller city, and the lending rules its borrowers live under are written in Texas, not by the city.
Hurst is home to roughly 39,304 people and stands 91st by size out of 1,224 Census places in Texas. The trend for Hurst between 2020 and 2023 is downward by roughly 2.8%. Read the disclosure for an origination fee and any prepayment penalty before signing in Hurst. The nearest larger city is Bedford, TX about 3 miles away. Which products a lender may offer to Hurst's 39,304 residents follows from the Texas consumer-lending framework.
Hurst by the numbers
Most of what governs a Hurst loan is written in Texas law rather than in the city; the sourced notes below make that split concrete.
- Population: 39,304 people, a figure that places Hurst 91st among the 1,224 Census places in Texas (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 2.8%.
- Change in people: the 2020-to-2023 comparison is a loss of about 1,112 residents.
- Size percentile: bigger than about 93% of the places in Texas, with 39,304 residents in Hurst.
- Density: roughly 3,945 residents per square mile, spread over 10.0 sq mi of land.
- By land area: Hurst ranks 213th among Texas's 1,224 places, at 10.0 sq mi.
- Water area: Hurst has 0.01 square miles of water, ranking 552nd of 1,224 places in Texas.
- State population share: Hurst accounts for about 0.2% of everyone in Texas.
- Nationally: Hurst is the 1,016th-largest of 19,457 Census places in the dataset.
- Growth rank: Hurst ranks 1,089th among Texas's 1,224 places for the 2020-to-2023 change.
- Versus Texas: the state average change is +6.5%, while Hurst moved 2.8%.
- Density rank: Hurst places 29th among Texas's places by people per square mile.
- Against the state median: Hurst runs about 3,945 residents per square mile, where the Texas median is 840.
- Location: 32.8366, -97.1806 (Census Gazetteer coordinates).
- Nearest larger cities: Bedford (3 mi); North Richland Hills (3 mi); Haltom City (5 mi); Euless (6 mi); Keller (7 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller places: Richland Hills (3 mi); Colleyville (4 mi); Watauga (5 mi).
- Smaller places within 50 miles: 145 of them.
- Within 100 miles: 39 places are larger than Hurst.
What Texas law requires in Hurst
Every row below records a Texas rule, its publisher and its retrieval date — the same rules a Hurst lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
The geography behind Hurst
Inside Hurst's boundaries lie roughly 10.0 square miles of land and 0.01 square miles of water. That land carries about 3,945 people per square mile. The largest place in Texas, Houston, lies about 236 miles away. Within 50 miles of Hurst there are 37 larger Census places. By land area it ranks 213th of 1,224 Texas places.
How personal loans work in Hurst
In Hurst, a smaller city of about 39,304, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Hurst's 39,304 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Hurst loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
What is available to Hurst borrowers
Hurst is fairly dense, with about 3,945 people per square mile and 37 larger places within 50 miles. Distance to a branch rarely matters for Hurst's 39,304 residents: the application is online and the price follows your credit file. The nearest larger city, Bedford, TX about 3 miles away.
How Hurst compares across Texas
Set beside Texas's 1,224 places, Hurst ranks 91st by population and holds about 0.2% of the state total. On the 2020-to-2023 trend, Hurst stands 1,089th among Texas's 1,224 places — roughly the 11th percentile. Its roughly 3,945 residents per square mile place it 29th among Texas's places. Between 2020 and 2023 the count changed by roughly 1,112 residents.
Common questions
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Nearby places
- North Richland Hills, TX — population 70,658
- Bedford, TX — population 48,370
- Richland Hills, TX — population 8,323
- Colleyville, TX — population 25,736
- Watauga, TX — population 22,934
- Haltom City, TX — population 45,290
- Euless, TX — population 59,686
- Keller, TX — population 46,316