Personal loans in Colleyville, TX
The first question in Colleyville is not the rate on offer but whether the payment fits; about 25,736 people live here under Texas lending law. Colleyville ranks 122nd of 1,224 places in Texas, with a population near 25,736.
Read the disclosure for an origination fee and any prepayment penalty before signing in Colleyville. The trend for Colleyville between 2020 and 2023 is downward by roughly 1.2%. A single loan can carry different costs on either side of a state line, and Colleyville sits on the Texas side of that line. The nearest larger metro is Bedford, TX about 3 miles away.
Where Colleyville stands
Here is the sourced Census picture for Colleyville, plus the Texas lending rules that apply to a loan taken out here.
- Population: an estimated 25,736 residents, 122nd of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
- Population trend: About 1.2% below the 2020 Census base.
- Change in people: the 2020-to-2023 comparison is a loss of about 315 residents.
- Size percentile: about 90% of Texas's Census places are smaller than Colleyville.
- Population density: 1,962 people per square mile on 13.1 square miles of land.
- Land area rank: Colleyville's 13.1 square miles rank 166th of 1,224 places in Texas.
- Water: Colleyville holds about 0.10 square miles, the 222nd-largest water area in Texas.
- Share of state population: Colleyville's 25,736 residents are about 0.1% of Texas.
- National rank: Colleyville is the 1,520th most populous of the 19,457 Census places covered here.
- Growth rank: Colleyville's 2020-to-2023 change ranks 986th of 1,224 places in Texas.
- Against the state trend: Colleyville's 1.2% change compares with a Texas average of +6.5% across its 1,224 places.
- Density in Texas: Colleyville ranks 181st by people per square mile.
- Against the state median: Colleyville runs about 1,962 residents per square mile, where the Texas median is 840.
- Location: it lies at 32.8915, -97.1497 in the Census Gazetteer.
- Nearest larger cities: Bedford (3 mi); Hurst (4 mi); Southlake (4 mi); North Richland Hills (5 mi); Euless (5 mi). Lenders licensed in the state serve Colleyville whether or not they keep a local branch.
- Nearest smaller towns: Watauga (6 mi); Trophy Club (7 mi); Richland Hills (7 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 133 of them.
- Within 100 miles: 52 places are larger than Colleyville.
Where Colleyville sits
Colleyville's land area is about 13.1 square miles; a further 0.10 square miles is water. That land carries about 1,962 people per square mile. The largest place in Texas, Houston, lies about 238 miles away. Counting outward 50 miles, 48 larger communities surround Colleyville. The 100-mile radius contains 52 larger places.
How Colleyville compares across Texas
Colleyville is the 122nd-largest of 1,224 Census places in Texas and contains about 0.1% of the state's people. Its 2020-to-2023 change ranks 986th of 1,224 Texas places, putting it near the 19th percentile for growth. By density, at about 1,962 people per square mile, it ranks 181st in Texas. In land area, Colleyville ranks 166th among Texas's 1,224 places.
Borrowing reach in Colleyville
Colleyville is a moderately settled community of about 25,736 people, with 48 larger places inside a 50-mile radius. Distance to a branch rarely matters for Colleyville's 25,736 residents: the application is online and the price follows your credit file. The nearest bigger place is Bedford, TX about 3 miles away.
A practical checklist for Colleyville borrowers
Before you hand your details to a lender in Colleyville, where the population is near 25,736:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Test your amount and term in the personal loan calculator first.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Confirm the lender holds a Texas licence by checking the regulator named above.
- Write down the purpose of the loan and your repayment plan before you apply.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Look for an origination fee or prepayment penalty in the written disclosure.
The process is identical across Texas; what changes is your credit file, not the fact that Colleyville holds 25,736 people.
The state rulebook for Colleyville
This table holds the Texas rate and licensing rules for consumer loans made to Colleyville's 25,736 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
Common questions
What are my options in Colleyville if my credit is poor?
What loan size can I expect in Colleyville?
Do I have to pledge anything to borrow in Colleyville?
Does comparing loans in Colleyville cost me credit score points?
Nearby places
- Bedford, TX — population 48,370
- Hurst, TX — population 39,304
- Southlake, TX — population 31,137
- North Richland Hills, TX — population 70,658
- Euless, TX — population 59,686
- Keller, TX — population 46,316
- Grapevine, TX — population 50,928
- Watauga, TX — population 22,934