Personal loans in Humphrey, AR

Borrowing in Humphrey: the local picture

Only a few things actually differ by place — population, area, location, and the Arkansas rules a lender must follow — and they are below.

• Population: 445 people, a figure that places Humphrey 275th among the 500 Census places in Arkansas (US Census Bureau, Vintage 2023).
• Population trend: A loss of roughly 4.3% between 2020 and 2023.
• People gained or lost: about 20 fewer since the 2020 base.
• Size percentile: roughly 45% of Arkansas's places have fewer residents than Humphrey's 445.
• Population density: about 341 people per square mile (Census land area 1.3 sq mi).
• Land area rank: Humphrey's 1.3 square miles rank 307th of 500 places in Arkansas.
• Share of Arkansas: Humphrey holds about 0.0% of the state's population, some 445 people.
• National rank: Humphrey is 13,655th of 19,457 places nationwide.
• Growth rank: Humphrey ranks 431st among Arkansas's 500 places for the 2020-to-2023 change.
• State comparison: Arkansas's places average +0.3% for 2020-to-2023, against Humphrey's 4.3%.
• Density in Arkansas: Humphrey ranks 275th by people per square mile.
• Against the state median: Humphrey runs about 341 residents per square mile, where the Arkansas median is 386.
• Location: 34.4224, -91.7025 (US Census Bureau Gazetteer).
• Nearest larger cities: Stuttgart (10 mi); Altheimer (11 mi); England (17 mi); DeWitt (23 mi); Pine Bluff (23 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places nearby: Wabbaseka (7 mi); Humnoke (9 mi); Allport (9 mi).
• Within a 50-mile radius: 22 smaller Census places.
• Larger places within 100 miles: 152.

The geography behind Humphrey

The Census Gazetteer records about 1.3 square miles of land within Humphrey, with no significant water area listed. Spread across it are roughly 341 residents per square mile. Little Rock, the largest place in Arkansas, is about 43 miles from Humphrey. A 50-mile radius around Humphrey takes in 39 places that are larger. By land area it ranks 307th of 500 Arkansas places.

Humphrey in state context

Within Arkansas, Humphrey holds roughly 0.0% of all residents, the 275th-largest share among 500 places. On the 2020-to-2023 trend, Humphrey stands 431st among Arkansas's 500 places — roughly the 14th percentile. At about 341 people per square mile, Humphrey is the 275th most densely settled place in Arkansas. The population moved by about 20 people between 2020 and 2023, a 4.3% shift.

Borrowing reach in Humphrey

With about 341 residents per square mile, Humphrey is lightly settled, and 39 larger Census places sit within 50 miles. Distance to a branch rarely matters for Humphrey's 445 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Stuttgart, AR about 10 miles away.

The Humphrey borrowing checklist

These steps shape the offer you get in Humphrey, a place of about 445 people:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Confirm the Arkansas licence with the regulator named above before committing.
5. Write down the purpose of the loan and your repayment plan before you apply.
6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
7. Look for an origination fee or prepayment penalty in the written disclosure.

What differs between Humphrey and the rest of Arkansas is not the process but the borrower's own file, among the 445 people here.

The state rulebook for Humphrey

These are Arkansas's sourced lending facts as they reach Humphrey's 445 residents; the state has no city-level rate rule.