Personal loans in Coy, AR

Personal loans in Coy are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 85 population. When Arkansas caps or restricts a product, lenders either change the terms or withdraw it from Coy as from the rest of the state. Decide the purpose of the loan and your repayment plan before sharing any details with a Coy lender. The nearest larger metro is Allport, AR about 5 miles away.

Local context for Coy

Set out below is Coy's local context next to the state-level rules that reach every lender here.

• Population: an estimated 85 residents, 464th of 500 places in Arkansas (Census Vintage 2023 subcounty estimate).
• Population trend: Roughly 1.2% more residents than the 2020 Census counted.
• Change in people: the 2020-to-2023 comparison is a gain of about 1 residents.
• Size percentile: Coy's 85 people outrank roughly 7% of the places in Arkansas.
• Population density: about 126 people per square mile across 0.7 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Coy ranks 394th among Arkansas's 500 places, at 0.7 sq mi.
• Share of state population: Coy's 85 residents are about 0.0% of Arkansas.
• National rank: Coy is 18,386th of 19,457 places nationwide.
• Growth rank: Coy ranks 168th among Arkansas's 500 places for the 2020-to-2023 change.
• Against the state trend: Coy's 1.2% change compares with a Arkansas average of +0.3% across its 500 places.
• Density rank: Coy is the 428th most densely settled place in Arkansas.
• Density in context: Coy's 126 people per square mile sit against a Arkansas median of 386.
• Location: 34.5405 / -91.8713, per the US Census Bureau Gazetteer.
• Nearest larger cities: Allport (5 mi); England (5 mi); Humnoke (6 mi); Keo (9 mi); Humphrey (13 mi). Living near a larger metro rarely changes what is available in Coy.
• Smaller places close by: Sherrill (12 mi); Roe (28 mi); Georgetown (47 mi).
• Smaller neighbours: 4 places smaller than Coy sit within 50 miles.
• Larger places within 100 miles: 252.

Which Arkansas laws govern a loan in Coy

The rows below set out what a licensed lender must follow in Arkansas, and so for Coy's roughly 85 residents.

Lender access in Coy

With about 126 residents per square mile, Coy is lightly settled, and 66 larger Census places sit within 50 miles. Whether Coy has a local branch or not, a Arkansas-licensed lender can serve its 85 people online on the same terms. For a larger market, the closest option is Allport, AR about 5 miles away.

How a Coy personal loan is priced

With roughly 85 residents, Coy is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Coy. The term you choose in Coy decides the split between a comfortable payment and the total interest you pay.

The geography behind Coy

Inside Coy's boundaries lie about 0.7 square miles of land, with no significant water area recorded. With 85 residents, the land area yields roughly 126 people per square mile. The largest place in Arkansas, Little Rock, lies about 31 miles away. Coy has 66 larger places within a 50-mile radius. By land area it ranks 394th of 500 Arkansas places.

Coy's place among Arkansas's 500 places

Within Arkansas, Coy holds roughly 0.0% of all residents, the 464th-largest share among 500 places. Its 2020-to-2023 change ranks 168th of 500 Arkansas places, putting it near the 66th percentile for growth. By density, at about 126 people per square mile, it ranks 428th in Arkansas. Between 2020 and 2023 the count changed by roughly 1 residents.