Personal loans in Hollow Rock, TN
An estimated 699 people make their home in Hollow Rock, a figure that ranks 263rd in Tennessee. If you are weighing a personal loan in Hollow Rock, start from the payment you can carry; its 699 residents face the same statewide rules.
Price two or three terms so you can see which payment is truly affordable in Hollow Rock. For the 699 people in Hollow Rock, Tennessee runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The trend for Hollow Rock between 2020 and 2023 is upward by roughly 2.2%. A larger market lies at Bruceton, TN about 1 miles away.
Where Hollow Rock stands
Most of what governs a Hollow Rock loan is written in Tennessee law rather than in the city; the sourced notes below make that split concrete.
- Population: about 699, ranked 263rd of 344 places in Tennessee (Census Vintage 2023 subcounty estimate).
- Population trend: About 2.2% above the 2020 Census base.
- Change in people: the 2020-to-2023 comparison is a gain of about 15 residents.
- Size percentile: Hollow Rock sits ahead of around 24% of Tennessee places, at 699 people.
- Land and density: 1.7 square miles of land carry roughly 413 residents per square mile.
- Land area rank: Hollow Rock's 1.7 square miles rank 270th of 344 places in Tennessee.
- Water: Hollow Rock holds about 0.01 square miles, the 120th-largest water area in Tennessee.
- State population share: Hollow Rock accounts for about 0.0% of everyone in Tennessee.
- National rank: Hollow Rock is the 11,804th most populous of the 19,457 Census places covered here.
- Growth rank: Hollow Rock's 2020-to-2023 change ranks 153rd of 344 places in Tennessee.
- Versus Tennessee: the state average change is +2.4%, while Hollow Rock moved 2.2%.
- Density in Tennessee: Hollow Rock ranks 223rd by people per square mile.
- Against the state median: Hollow Rock runs about 413 residents per square mile, where the Tennessee median is 553.
- Location: coordinates 36.0353, -88.2692 (US Census Bureau Gazetteer).
- Nearest larger cities: Bruceton (1 mi); Huntingdon (9 mi); Camden (9 mi); McKenzie (15 mi); New Johnsonville (17 mi). Larger metros often have more branches, but online lenders reach Hollow Rock on the same terms.
- Nearest smaller towns: Clarksburg (13 mi); Henry (14 mi); Big Sandy (17 mi) — useful context for the surrounding area.
- Smaller neighbours: 19 places smaller than Hollow Rock sit within 50 miles.
- At 100 miles: 178 larger Census places fall inside that radius.
The state rulebook for Hollow Rock
Tennessee has no separate rate rule for Hollow Rock; the sourced rows below are what reach every lender that serves its 699 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Tennessee Department of Financial Institutions (TDFI) Source says: The Department regulates banks, credit unions, trust companies, business and industrial development corporations, industrial loan and thrift companies | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | TDFI Compliance Division licenses industrial loan & thrift companies, deferred presentment companies, flexible credit companies, and other consumer lenders Source says: The Compliance Division is responsible for the licensing and regulatory supervision of the following types of financial institutions operating in Tennessee | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10.75% per annum (maximum effective formula rate for written contracts, announced September 15, 2026) Source says: the maximum effective formula rate of interest in Tennessee is 10.75 percent per annum | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
Getting a loan in Hollow Rock
Hollow Rock is a lightly settled community of about 699 people, with 41 larger places inside a 50-mile radius. A Tennessee licence lets a lender serve Hollow Rock without a local office, so branch density does not change what its 699 residents are offered. The nearest larger city, Bruceton, TN about 1 miles away.
Hollow Rock: area, density and distance
Hollow Rock's land area is about 1.7 square miles; a further 0.01 square miles is water. That land carries about 413 people per square mile. The largest place in Tennessee, Memphis, lies about 115 miles away. Counting outward 50 miles, 41 larger communities surround Hollow Rock. Within the same 50 miles lie 19 smaller Census places.
Hollow Rock's place among Tennessee's 344 places
Against Tennessee's other places, Hollow Rock accounts for about 0.0% of the state's population and ranks 263rd of 344 by size. For population change between 2020 and 2023, Hollow Rock ranks 153rd of 344 in Tennessee (about the 56th percentile). Its roughly 413 residents per square mile place it 223rd among Tennessee's places. Between 2020 and 2023 the count changed by roughly 15 residents.
How a Hollow Rock personal loan is priced
In Hollow Rock, a small community of about 699, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Hollow Rock loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Hollow Rock loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Common questions
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Nearby places
- Bruceton, TN — population 1,503
- Huntingdon, TN — population 4,504
- Camden, TN — population 3,683
- Clarksburg, TN — population 383
- Henry, TN — population 449
- McKenzie, TN — population 5,586
- Paris, TN — population 10,343
- Big Sandy, TN — population 492