Personal loans in Clarksburg, TN
Personal loans in Clarksburg are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 383 population. A lender that serves Clarksburg operates under Tennessee lending statutes and a Tennessee supervisor.
With an estimated 383 residents, Clarksburg is the 303rd-largest of 344 places in Tennessee. If debt is already a strain, a nonprofit credit counsellor can help Clarksburg residents before they take on more. The 2020 count to the 2023 estimate shows about 1.6% growth in Clarksburg. The nearest larger city is Huntingdon, TN about 9 miles away.
The Clarksburg data picture
Read the local figures below as context; read the sourced Tennessee table as the rulebook a lender here must follow.
- Population: 383 residents; Clarksburg is the 303rd-largest of 344 places in Tennessee (US Census Bureau, Vintage 2023).
- Population trend: A rise of about 1.6% from 2020 to 2023.
- Absolute change: 6 residents added between 2020 and 2023.
- Size percentile: roughly 12% of Tennessee places rank below Clarksburg.
- Density: the Census land area of 2.5 sq mi holds about 154 people per square mile.
- Land area: Clarksburg covers 2.5 square miles, the 236th-largest area among Tennessee's 344 places.
- Share of state population: Clarksburg's 383 residents are about 0.0% of Tennessee.
- National rank: Clarksburg sits 14,258th by population among the 19,457 places in this dataset.
- Growth rank: Clarksburg's 2020-to-2023 change ranks 171st of 344 places in Tennessee.
- Against the state trend: Clarksburg's 1.6% change compares with a Tennessee average of +2.4% across its 344 places.
- Density rank: Clarksburg is the 314th most densely settled place in Tennessee.
- Against the state median: Clarksburg runs about 154 residents per square mile, where the Tennessee median is 553.
- Location: 35.8705 / -88.3937, per the US Census Bureau Gazetteer.
- Nearest larger cities: Huntingdon (9 mi); Hollow Rock (13 mi); Bruceton (14 mi); Lexington (16 mi); Trezevant (16 mi). Larger metros often have more branches, but online lenders reach Clarksburg on the same terms.
- Nearest smaller places: Parker's Crossroads (6 mi); McLemoresville (13 mi); Gibson (25 mi).
- Smaller neighbours: 13 places smaller than Clarksburg sit within 50 miles.
- At 100 miles: 225 larger Census places fall inside that radius.
Clarksburg's place among Tennessee's 344 places
Against Tennessee's other places, Clarksburg accounts for about 0.0% of the state's population and ranks 303rd of 344 by size. Its 2020-to-2023 change ranks 171st of 344 Tennessee places, putting it near the 50th percentile for growth. Its roughly 154 residents per square mile place it 314th among Tennessee's places. By land area, its 2.5 square miles rank 236th of 344 places in Tennessee.
The state rulebook for Clarksburg
Tennessee has no separate rate rule for Clarksburg; the sourced rows below are what reach every lender that serves its 383 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Tennessee Department of Financial Institutions (TDFI) Source says: The Department regulates banks, credit unions, trust companies, business and industrial development corporations, industrial loan and thrift companies | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | TDFI Compliance Division licenses industrial loan & thrift companies, deferred presentment companies, flexible credit companies, and other consumer lenders Source says: The Compliance Division is responsible for the licensing and regulatory supervision of the following types of financial institutions operating in Tennessee | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10.75% per annum (maximum effective formula rate for written contracts, announced September 15, 2026) Source says: the maximum effective formula rate of interest in Tennessee is 10.75 percent per annum | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
Borrowing reach in Clarksburg
Clarksburg is lightly settled, with about 154 people per square mile and 53 larger places within 50 miles. A Tennessee licence lets a lender serve Clarksburg without a local office, so branch density does not change what its 383 residents are offered. For a larger market, the closest option is Huntingdon, TN about 9 miles away.
Land, water and location for Clarksburg
Clarksburg covers about 2.5 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 154 people per square mile. The state's population centre of gravity, Memphis, is roughly 103 miles away. Within 50 miles of Clarksburg there are 53 larger Census places. By land area it ranks 236th of 344 Tennessee places.
What a Clarksburg borrower is actually offered
Most loans made to Clarksburg's 383 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Clarksburg lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Clarksburg loan is knowable in advance — unlike a revolving card balance.
Common questions
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Nearby places
- Parker's Crossroads, TN — population 283
- Huntingdon, TN — population 4,504
- Hollow Rock, TN — population 699
- McLemoresville, TN — population 291
- Bruceton, TN — population 1,503
- Lexington, TN — population 7,988
- Trezevant, TN — population 806
- McKenzie, TN — population 5,586