Personal loans in Hohenwald, TN
The roughly 3,892 people who live in Hohenwald borrow under Tennessee rules; city hall sets no personal-loan rate. By population, Hohenwald sits at 120th in Tennessee, with an estimated 3,892 residents.
The trend for Hohenwald between 2020 and 2023 is upward by roughly 6.1%. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Hohenwald loan. The nearest larger metro is Mount Pleasant, TN about 21 miles away. A single loan can carry different costs on either side of a state line, and Hohenwald sits on the Tennessee side of that line.
Hohenwald: the sourced local profile
The figures below are Hohenwald's own — Census population, land area and coordinates — followed by the Tennessee rules.
- Population: 3,892 people, a figure that places Hohenwald 120th among the 344 Census places in Tennessee (US Census Bureau, Vintage 2023).
- Population trend: Higher by roughly 6.1% since the 2020 count.
- Net change: roughly 224 more people than the 2020 Census counted.
- Size percentile: with 3,892 residents, Hohenwald is larger than about 65% of Tennessee's Census places.
- Land and density: 5.3 square miles of land carry roughly 739 residents per square mile.
- Land area: Hohenwald covers 5.3 square miles, the 160th-largest area among Tennessee's 344 places.
- Share of state population: Hohenwald's 3,892 residents are about 0.1% of Tennessee.
- National rank: Hohenwald is 5,515th of 19,457 places nationwide.
- Growth rank: Hohenwald ranks 52nd among Tennessee's 344 places for the 2020-to-2023 change.
- Against the state trend: Hohenwald's 6.1% change compares with a Tennessee average of +2.4% across its 344 places.
- Density rank: Hohenwald places 126th among Tennessee's places by people per square mile.
- Density vs Tennessee: Hohenwald's 739 people per square mile compare with a state median of 553.
- Location: the Census Gazetteer records it at 35.5515, -87.5539.
- Nearest larger cities: Mount Pleasant (21 mi); Lawrenceburg (24 mi); Columbia (29 mi); Dickson (37 mi); Fairview (38 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities close by: Linden (17 mi); Lobelville (19 mi); Waynesboro (20 mi), each with its own Census population profile.
- Within a 50-mile radius: 34 smaller Census places.
- At 100 miles: 77 larger Census places fall inside that radius.
A pre-application checklist for Hohenwald
These steps shape the offer you get in Hohenwald, a place of about 3,892 people:
- Pull your credit reports first and correct any error before a lender sees the file.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Shop at least three lenders and judge them on APR and total cost.
- Make sure the lender appears in the Tennessee regulator's licence list.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Be clear on what the loan is for and how it gets repaid.
What differs between Hohenwald and the rest of Tennessee is not the process but the borrower's own file, among the 3,892 people here.
Which Tennessee laws govern a loan in Hohenwald
Read the table as a lender's compliance picture for Hohenwald: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Tennessee Department of Financial Institutions (TDFI) Source says: The Department regulates banks, credit unions, trust companies, business and industrial development corporations, industrial loan and thrift companies | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10.75% per annum (maximum effective formula rate for written contracts, announced September 15, 2026) Source says: the maximum effective formula rate of interest in Tennessee is 10.75 percent per annum | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Payday lending status | Licensed; deferred presentment services (payday) lenders must obtain a TDFI license, including internet lenders (Tenn. Code Ann. § 45-17-103) Source says: deferred presentment services in this state through the use of the internet, facsimile, telephone, or other means without having first obtained a license | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
The geography behind Hohenwald
Hohenwald's land area is roughly 5.3 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 739 residents per square mile. The largest place in Tennessee, Memphis, lies about 139 miles away. Within 50 miles of Hohenwald there are 14 larger Census places. The 100-mile radius contains 77 larger places.
What shapes a Hohenwald personal loan
A Hohenwald personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 3,892 residents. A lender serving Hohenwald's 3,892 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Hohenwald loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Hohenwald's place among Tennessee's 344 places
Set beside Tennessee's 344 places, Hohenwald ranks 120th by population and holds about 0.1% of the state total. For population change between 2020 and 2023, Hohenwald ranks 52nd of 344 in Tennessee (about the 85th percentile). At about 739 people per square mile, Hohenwald is the 126th most densely settled place in Tennessee. In land area, Hohenwald ranks 160th among Tennessee's 344 places.
Common questions
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What loan size can I expect in Hohenwald?
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Does comparing loans in Hohenwald cost me credit score points?
Nearby places
- Linden, TN — population 1,093
- Centerville, TN — population 3,567
- Waynesboro, TN — population 2,319
- Lobelville, TN — population 968
- Ethridge, TN — population 557
- Mount Pleasant, TN — population 4,824
- Lawrenceburg, TN — population 11,990
- Collinwood, TN — population 906