Personal loans in Lawrenceburg, TN
Lawrenceburg is one of 344 Census places in Tennessee; its 11,990 residents put it at 53rd. Lawrenceburg, Tennessee — home to about 11,990 people — is a small town, so the terms you are offered follow Tennessee law rather than any local rule. A 2020-to-2023 comparison shows Lawrenceburg up by about 3.0%. Use the calculator on this page to price an amount and term before you commit in Lawrenceburg. State law, not city hall, decides what a lender may do to Lawrenceburg's roughly 11,990 residents, and a state regulator supervises it. The closest larger place is Columbia, TN about 31 miles away.
The Lawrenceburg data picture
Most of what governs a Lawrenceburg loan is written in Tennessee law rather than in the city; the sourced notes below make that split concrete.
- Population: a Census-estimated 11,990, 53rd among Tennessee's 344 places (Vintage 2023).
- Population trend: About 3.0% above the 2020 Census base.
- Change in people: the 2020-to-2023 comparison is a gain of about 352 residents.
- Size percentile: about 85% of Tennessee communities are smaller than Lawrenceburg (11,990 residents).
- Population density: 947 people per square mile on 12.7 square miles of land.
- Land area rank: Lawrenceburg's 12.7 square miles rank 62nd of 344 places in Tennessee.
- State population share: Lawrenceburg accounts for about 0.3% of everyone in Tennessee.
- National rank: Lawrenceburg is 2,780th of 19,457 places nationwide.
- Growth rank: Lawrenceburg's 2020-to-2023 change ranks 125th of 344 places in Tennessee.
- State comparison: Tennessee's places average +2.4% for 2020-to-2023, against Lawrenceburg's 3.0%.
- Density rank: Lawrenceburg is the 68th most densely settled place in Tennessee.
- Density in context: Lawrenceburg's 947 people per square mile sit against a Tennessee median of 553.
- Location: the Census Gazetteer records it at 35.2497, -87.3325.
- Nearest larger cities: Columbia (31 mi); Lewisburg (34 mi); Florence (34 mi); Muscle Shoals (39 mi); Athens (39 mi). Online lenders reach Lawrenceburg no matter how far the nearest branch is.
- Nearest smaller towns: Ethridge (5 mi); Loretto (13 mi); Minor Hill (16 mi).
- Smaller places within 50 miles: 41 of them.
- Within 100 miles: 35 places are larger than Lawrenceburg.
How lenders reach Lawrenceburg
At roughly 947 people per square mile, Lawrenceburg is moderately settled; 7 larger places lie within 50 miles. A Tennessee licence lets a lender serve Lawrenceburg without a local office, so branch density does not change what its 11,990 residents are offered. The nearest bigger place is Columbia, TN about 31 miles away.
Land, water and location for Lawrenceburg
Inside Lawrenceburg's boundaries lie about 12.7 square miles of land, with no significant water area recorded. Spread across it are roughly 947 residents per square mile. For the state's biggest city, Memphis, the distance is roughly 149 miles. A 50-mile radius around Lawrenceburg takes in 7 places that are larger. The 100-mile radius contains 35 larger places.
Lawrenceburg against the rest of Tennessee
Within Tennessee, Lawrenceburg holds roughly 0.3% of all residents, the 53rd-largest share among 344 places. For population change between 2020 and 2023, Lawrenceburg ranks 125th of 344 in Tennessee (about the 64th percentile). Its roughly 947 residents per square mile place it 68th among Tennessee's places. Between 2020 and 2023 the count changed by roughly 352 residents.
The anatomy of a Lawrenceburg personal loan
In Lawrenceburg, a small town of about 11,990, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Lawrenceburg can be quoted different APRs on the same amount and term. The term you choose in Lawrenceburg decides the split between a comfortable payment and the total interest you pay.
The state rulebook for Lawrenceburg
Below are the Tennessee rules that apply to a loan made in Lawrenceburg, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Tennessee Department of Financial Institutions (TDFI) Source says: The Department regulates banks, credit unions, trust companies, business and industrial development corporations, industrial loan and thrift companies | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Payday lending status | Licensed; deferred presentment services (payday) lenders must obtain a TDFI license, including internet lenders (Tenn. Code Ann. § 45-17-103) Source says: deferred presentment services in this state through the use of the internet, facsimile, telephone, or other means without having first obtained a license | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | TDFI Compliance Division licenses industrial loan & thrift companies, deferred presentment companies, flexible credit companies, and other consumer lenders Source says: The Compliance Division is responsible for the licensing and regulatory supervision of the following types of financial institutions operating in Tennessee | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
Common questions
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Nearby places
- Ethridge, TN — population 557
- Loretto, TN — population 1,802
- Minor Hill, TN — population 514
- St. Joseph, TN — population 819
- Lexington, AL — population 735
- Pulaski, TN — population 8,276
- Lester, AL — population 119
- Mount Pleasant, TN — population 4,824