Personal loans in Hoboken, NJ

By population, Hoboken sits at 13th in New Jersey, with an estimated 57,010 residents. For the 57,010 people in Hoboken, New Jersey runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. From the 2020 Census base to the 2023 estimate, the population declined by about 5.1%. A larger market lies at Union City, NJ about 2 miles away.

Where Hoboken stands

Read the local figures below as context; read the sourced New Jersey table as the rulebook a lender here must follow.

• Population: a Census-estimated 57,010, 13th among New Jersey's 323 places (Vintage 2023).
• Population trend: A decline of about 5.1% across the 2020-to-2023 comparison.
• Change in people: the 2020-to-2023 comparison is a loss of about 3,046 residents.
• Size percentile: Hoboken sits ahead of around 96% of New Jersey places, at 57,010 people.
• Population density: 45,608 people per square mile on 1.2 square miles of land.
• By land area: Hoboken ranks 223rd among New Jersey's 323 places, at 1.2 sq mi.
• Water area: Hoboken has 0.72 square miles of water, ranking 41st of 323 places in New Jersey.
• State share: roughly 1.3% of New Jersey's residents live in Hoboken (57,010 people).
• Nationally: Hoboken is the 701st-largest of 19,457 Census places in the dataset.
• Growth rank: Hoboken ranks 317th among New Jersey's 323 places for the 2020-to-2023 change.
• Versus New Jersey: the state average change is +0.3%, while Hoboken moved 5.1%.
• Density rank: Hoboken is the 4th most densely settled place in New Jersey.
• Density vs New Jersey: Hoboken's 45,608 people per square mile compare with a state median of 3,448.
• Location: coordinates 40.7453, -74.0279 (US Census Bureau Gazetteer).
• Nearest larger cities: Union City (2 mi); Jersey City (3 mi); Bayonne (7 mi); New York (7 mi); Newark (8 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities within reach: West New York (3 mi); Secaucus (3 mi); Guttenberg (4 mi).
• Smaller neighbours: 346 places smaller than Hoboken sit within 50 miles.
• Within 100 miles: 31 places are larger than Hoboken.

The state rulebook for Hoboken

This table holds the New Jersey rate and licensing rules for consumer loans made to Hoboken's 57,010 residents.

Hoboken's place among New Jersey's 323 places

Set beside New Jersey's 323 places, Hoboken ranks 13th by population and holds about 1.3% of the state total. On the 2020-to-2023 trend, Hoboken stands 317th among New Jersey's 323 places — roughly the 2th percentile. At about 45,608 people per square mile, Hoboken is the 4th most densely settled place in New Jersey. In land area, Hoboken ranks 223rd among New Jersey's 323 places.

Getting a loan in Hoboken

At roughly 45,608 people per square mile, Hoboken is densely built; 17 larger places lie within 50 miles. A New Jersey licence lets a lender serve Hoboken without a local office, so branch density does not change what its 57,010 residents are offered. The nearest larger city, Union City, NJ about 2 miles away.

What shapes a Hoboken personal loan

In Hoboken, a mid-sized city of about 57,010, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Hoboken lender to disclose the APR and finance charge before you sign. Shortening the term on a Hoboken loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Hoboken: area, density and distance

Hoboken covers about 1.2 square miles of land, with 0.72 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 45,608 residents per square mile. The largest place in New Jersey, Newark, lies about 8 miles away. Hoboken has 17 larger places within a 50-mile radius. By land area it ranks 223rd of 323 New Jersey places.