Personal loans in Guttenberg, NJ

Compare APR, not the interest rate, because the APR folds in most fees on a Guttenberg loan. From the 2020 Census base to the 2023 estimate, the population declined by about 5.4%. When New Jersey caps or restricts a product, lenders either change the terms or withdraw it from Guttenberg as from the rest of the state. The closest larger city is West New York, NJ about 1 miles away.

The Guttenberg data picture

Read the local figures below as context; read the sourced New Jersey table as the rulebook a lender here must follow.

• Population: 11,365 residents; Guttenberg is the 93rd-largest of 323 places in New Jersey (US Census Bureau, Vintage 2023).
• Population trend: A loss of roughly 5.4% between 2020 and 2023.
• Net change: roughly 651 fewer people than the 2020 Census counted.
• Size percentile: about 71% of New Jersey communities are smaller than Guttenberg (11,365 residents).
• Density: roughly 58,886 residents per square mile, spread over 0.2 sq mi of land.
• Land area rank: Guttenberg's 0.2 square miles rank 319th of 323 places in New Jersey.
• Water area rank: Guttenberg ranks 178th among New Jersey's 323 places, with 0.05 sq mi.
• Share of state population: Guttenberg's 11,365 residents are about 0.3% of New Jersey.
• National rank: Guttenberg sits 2,869th by population among the 19,457 places in this dataset.
• Growth rank: Guttenberg's 2020-to-2023 change ranks 319th of 323 places in New Jersey.
• State comparison: New Jersey's places average +0.3% for 2020-to-2023, against Guttenberg's 5.4%.
• Density rank: Guttenberg places 1st among New Jersey's places by people per square mile.
• Density vs New Jersey: Guttenberg's 58,886 people per square mile compare with a state median of 3,448.
• Location: it lies at 40.7928, -74.0046 in the Census Gazetteer.
• Nearest larger cities: West New York (1 mi); Fairview (2 mi); Cliffside Park (2 mi); Union City (2 mi); Edgewater (3 mi). Living near a larger metro rarely changes what is available in Guttenberg.
• Smaller towns nearby: Carlstadt (4 mi); Little Ferry (4 mi); Moonachie (4 mi).
• Smaller neighbours: 251 places smaller than Guttenberg sit within 50 miles.
• Larger places within 100 miles: 154.

Getting a loan in Guttenberg

At roughly 58,886 people per square mile, Guttenberg is densely built; 112 larger places lie within 50 miles. Distance to a branch rarely matters for Guttenberg's 11,365 residents: the application is online and the price follows your credit file. The nearest larger city, West New York, NJ about 1 miles away.

Guttenberg on the map

Guttenberg covers about 0.2 square miles of land, with 0.05 square miles of water inside its boundaries (Census Gazetteer). With 11,365 residents, the land area yields roughly 58,886 people per square mile. The largest place in New Jersey, Newark, lies about 10 miles away. Within 50 miles of Guttenberg there are 112 larger Census places. The 100-mile radius contains 154 larger places.

Guttenberg's place among New Jersey's 323 places

Set beside New Jersey's 323 places, Guttenberg ranks 93rd by population and holds about 0.3% of the state total. For population change between 2020 and 2023, Guttenberg ranks 319th of 323 in New Jersey (about the 1th percentile). At about 58,886 people per square mile, Guttenberg is the 1st most densely settled place in New Jersey. By land area, its 0.2 square miles rank 319th of 323 places in New Jersey.

New Jersey rules behind a Guttenberg personal loan

When New Jersey does not publish a figure, the row links to the source instead of inventing a number; Guttenberg is bound by the same rules.

What shapes a Guttenberg personal loan

Guttenberg is a small town of about 11,365 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Guttenberg can be quoted different APRs on the same amount and term. Shortening the term on a Guttenberg loan raises the monthly payment but cuts the interest; lengthening it does the reverse.