Personal loans in Hinton, OK
About 4,907 people live in Hinton, placing it 77th of 590 Census places in Oklahoma. Census figures put the 2020-to-2023 decrease in Hinton at about 0.4%.
If you are weighing a personal loan in Hinton, start from the payment you can carry; its 4,907 residents face the same statewide rules. Consumer lending that reaches Hinton's 4,907 residents is governed by Oklahoma statute; no city ordinance changes it. Use the calculator on this page to price an amount and term before you commit in Hinton. A larger market lies at Weatherford, OK about 19 miles away.
Where Hinton stands
Two layers matter for a Hinton borrower: the local population picture and Oklahoma's consumer-lending statutes.
- Population: about 4,907, ranked 77th of 590 places in Oklahoma (Census Vintage 2023 subcounty estimate).
- Population trend: Down about 0.4% from the 2020 Census base to the 2023 estimate.
- People gained or lost: about 22 fewer since the 2020 base.
- Size percentile: bigger than about 87% of the places in Oklahoma, with 4,907 residents in Hinton.
- Land and density: 4.7 square miles of land carry roughly 1,035 residents per square mile.
- By land area: Hinton ranks 148th among Oklahoma's 590 places, at 4.7 sq mi.
- Water area: Hinton has 0.06 square miles of water, ranking 102nd of 590 places in Oklahoma.
- Share of state population: Hinton's 4,907 residents are about 0.2% of Oklahoma.
- National rank: Hinton sits 4,885th by population among the 19,457 places in this dataset.
- Growth rank: Hinton's 2020-to-2023 change ranks 407th of 590 places in Oklahoma.
- Against the state trend: Hinton's 0.4% change compares with a Oklahoma average of +1.3% across its 590 places.
- Density in Oklahoma: Hinton ranks 94th by people per square mile.
- Density vs Oklahoma: Hinton's 1,035 people per square mile compare with a state median of 546.
- Location: 35.4932, -98.3547 (Census Gazetteer coordinates).
- Nearest larger cities: Weatherford (19 mi); El Reno (22 mi); Anadarko (30 mi); Yukon (33 mi); Kingfisher (34 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller towns nearby: Bridgeport (4 mi); Lookeba (9 mi); Geary (10 mi).
- Smaller places within 50 miles: 53 of them.
- Within 100 miles: 40 places are larger than Hinton.
Where Hinton sits
Hinton's land area is about 4.7 square miles; a further 0.06 square miles is water. With 4,907 residents, the land area yields roughly 1,035 people per square mile. The state's population centre of gravity, Oklahoma City, is roughly 47 miles away. Counting outward 50 miles, 16 larger communities surround Hinton. By land area it ranks 148th of 590 Oklahoma places.
How a Hinton personal loan is priced
Hinton is a small community of about 4,907 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Hinton lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Hinton loan is knowable in advance — unlike a revolving card balance.
Lender access in Hinton
With about 1,035 residents per square mile, Hinton is moderately settled, and 16 larger Census places sit within 50 miles. A Oklahoma licence lets a lender serve Hinton without a local office, so branch density does not change what its 4,907 residents are offered. The nearest larger city, Weatherford, OK about 19 miles away.
Where Hinton sits in Oklahoma
Within Oklahoma, Hinton holds roughly 0.2% of all residents, the 77th-largest share among 590 places. For population change between 2020 and 2023, Hinton ranks 407th of 590 in Oklahoma (about the 31th percentile). Its roughly 1,035 residents per square mile place it 94th among Oklahoma's places. By land area, its 4.7 square miles rank 148th of 590 places in Oklahoma.
The Oklahoma lending rules that reach Hinton
Oklahoma has no separate rate rule for Hinton; the sourced rows below are what reach every lender that serves its 4,907 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Payday lending status | Prohibited since August 1, 2020: no new deferred deposit (payday) loans may be made; all Deferred Deposit Lending Act licenses terminated. Source says: "Beginning on and after August 1, 2020, no new deferred deposit loan may be entered into or transacted by a licensee or other person" and "All Deferred Deposit Lending Act licenses shall be terminated and be deemed to have expired on August 1, 2020" (59 O.S. 3101.1). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Small-loan / installment lender licensing | Oklahoma Small Lender license required (Oklahoma Department of Consumer Credit); separate license per location; 59 O.S. 3150-3150.27. Source says: "no person shall engage in the business of making small loans... unless the person is licensed by the Department of Consumer Credit" (59 O.S. 3150.2). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
Common questions
What are my options in Hinton if my credit is poor?
What loan size can I expect in Hinton?
Do I have to pledge anything to borrow in Hinton?
Does comparing loans in Hinton cost me credit score points?
Nearby places
- Bridgeport, OK — population 97
- Lookeba, OK — population 103
- Geary, OK — population 980
- Binger, OK — population 440
- Hydro, OK — population 903
- Greenfield, OK — population 116
- Calumet, OK — population 488
- Eakly, OK — population 284