Personal loans in Eakly, OK

A 2020-to-2023 comparison shows Eakly down by about 3.7%. Begin with the payment, then weigh APR and total interest across the lenders that reach Eakly's 284 residents. The nearest larger metro is Binger, OK about 12 miles away. A single loan can carry different costs on either side of a state line, and Eakly sits on the Oklahoma side of that line.

Eakly: population, trend and location

Here is the sourced Census picture for Eakly, plus the Oklahoma lending rules that apply to a loan taken out here.

• Population: a Census-estimated 284, 388th among Oklahoma's 590 places (Vintage 2023).
• Population trend: About 3.7% below the 2020 Census base.
• Absolute change: 11 residents lost between 2020 and 2023.
• Size percentile: Eakly's 284 people outrank roughly 34% of the places in Oklahoma.
• Population density: about 1,084 people per square mile across 0.3 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Eakly ranks 516th among Oklahoma's 590 places, at 0.3 sq mi.
• Share of state population: Eakly's 284 residents are about 0.0% of Oklahoma.
• Nationally: Eakly is the 15,300th-largest of 19,457 Census places in the dataset.
• Growth in Oklahoma: Eakly stands 570th by percentage change from 2020 to 2023, among 590 places.
• State comparison: Oklahoma's places average +1.3% for 2020-to-2023, against Eakly's 3.7%.
• Density in Oklahoma: Eakly ranks 85th by people per square mile.
• Density in context: Eakly's 1,084 people per square mile sit against a Oklahoma median of 546.
• Location: latitude 35.3054, longitude -98.5562 (Census Gazetteer).
• Nearest larger cities: Binger (12 mi); Corn (14 mi); Carnegie (14 mi); Fort Cobb (15 mi); Hydro (17 mi). Lenders licensed in the state serve Eakly whether or not they keep a local branch.
• Nearest smaller towns: Colony (7 mi); Lookeba (12 mi); Gracemont (19 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 18 smaller Census places.
• At 100 miles: 182 larger Census places fall inside that radius.

Which Oklahoma laws govern a loan in Eakly

Below are the Oklahoma rules that apply to a loan made in Eakly, each with the regulator that issued it.

A pre-application checklist for Eakly

Before you apply in Eakly, a community of about 284, work through these steps:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Make sure the lender appears in the Oklahoma regulator's licence list.
5. Decide the purpose and how you will repay it before approaching any lender.
6. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
7. Look for an origination fee or prepayment penalty in the written disclosure.

None of these steps is Eakly-specific: the same Oklahoma licensing and disclosure rules reach all 284 residents.

Eakly: area, density and distance

Inside Eakly's boundaries lie about 0.3 square miles of land, with no significant water area recorded. That land carries about 1,084 people per square mile. The state's population centre of gravity, Oklahoma City, is roughly 60 miles away. A 50-mile radius around Eakly takes in 47 places that are larger. By land area it ranks 516th of 590 Oklahoma places.

What is available to Eakly borrowers

At roughly 1,084 people per square mile, Eakly is moderately settled; 47 larger places lie within 50 miles. A Oklahoma licence lets a lender serve Eakly without a local office, so branch density does not change what its 284 residents are offered. The nearest bigger place is Binger, OK about 12 miles away.

Eakly in state context

Within Oklahoma, Eakly holds roughly 0.0% of all residents, the 388th-largest share among 590 places. On the 2020-to-2023 trend, Eakly stands 570th among Oklahoma's 590 places — roughly the 3th percentile. Its roughly 1,084 residents per square mile place it 85th among Oklahoma's places. Between 2020 and 2023 the count changed by roughly 11 residents.