Personal loans in Hindman, KY
With roughly 655 residents, Hindman is a small community, and the lending rules its borrowers live under are written in Kentucky, not by the city. The 2020 count to the 2023 estimate shows about 7.1% decline in Hindman.
Hindman is one of 416 Census places in Kentucky; its 655 residents put it at 262nd. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Hindman loan. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Hindman's 655 residents. Borrowers who want a bigger city can look to Hazard, KY about 13 miles away.
What the Census records for Hindman
The figures below are Hindman's own — Census population, land area and coordinates — followed by the Kentucky rules.
- Population: 655 residents; Hindman is the 262nd-largest of 416 places in Kentucky (US Census Bureau, Vintage 2023).
- Population trend: About 7.1% below the 2020 Census base.
- Net change: roughly 50 fewer people than the 2020 Census counted.
- Size percentile: about 37% of Kentucky communities are smaller than Hindman (655 residents).
- Population density: 211 people per square mile on 3.1 square miles of land.
- Land area rank: Hindman's 3.1 square miles rank 115th of 416 places in Kentucky.
- Share of state population: Hindman's 655 residents are about 0.0% of Kentucky.
- National rank: Hindman sits 12,068th by population among the 19,457 places in this dataset.
- Growth rank: Hindman ranks 414th among Kentucky's 416 places for the 2020-to-2023 change.
- Versus Kentucky: the state average change is -0.2%, while Hindman moved 7.1%.
- Density rank: Hindman is the 396th most densely settled place in Kentucky.
- Density in context: Hindman's 211 people per square mile sit against a Kentucky median of 1,045.
- Location: latitude 37.3350, longitude -82.9819 (Census Gazetteer).
- Nearest larger cities: Hazard (13 mi); Whitesburg (17 mi); Jenkins (22 mi); Cumberland (24 mi); Pound (25 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places nearby: Pippa Passes (6 mi); Vicco (9 mi); Wayland (13 mi).
- Smaller neighbours: 24 places smaller than Hindman sit within 50 miles.
- At 100 miles: 163 larger Census places fall inside that radius.
Land, water and location for Hindman
The Census Gazetteer records about 3.1 square miles of land within Hindman, with no significant water area listed. That land carries about 211 people per square mile. The state's population centre of gravity, Lexington-Fayette, is roughly 94 miles away. Counting outward 50 miles, 28 larger communities surround Hindman. By land area it ranks 115th of 416 Kentucky places.
Kentucky rules behind a Hindman personal loan
Below are the Kentucky rules that apply to a loan made in Hindman, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Kentucky Department of Financial Institutions (DFI) Source says: "The Department of Financial Institutions' mission is to serve Kentucky residents by promoting access to a stable financial industry, implementing effective and efficient regulatory oversight". | Kentucky Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Loan Company license required (KRS Chapter 286.4) Source says: "How to License a Consumer Loan Company: 1. Read KRS 286.4 and the applicable administrative regulations under KAR 808, Chapter 6". | Kentucky Department of Financial Institutions as of 2026-09-16 |
| Consumer Loan Company license — statutory basis | License required from the commissioner to make loans at a greater rate of interest than otherwise permitted by law Source says: "No person shall, without first obtaining a license from the commissioner, engage in the business of making loans ... at a greater rate of interest". | Kentucky Legislative Research Commission (Kentucky Revised Statutes) as of 2026-09-16 |
Before you apply in Hindman
A sensible order of operations for a loan in Hindman, home to about 655 people:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Model the payment on the calculator before a lender models it for you.
- Shop at least three lenders and judge them on APR and total cost.
- Make sure the lender appears in the Kentucky regulator's licence list.
- Decide the purpose and how you will repay it before approaching any lender.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Check the disclosure for fees that raise the true cost above the quoted rate.
The process is identical across Kentucky; what changes is your credit file, not the fact that Hindman holds 655 people.
What is available to Hindman borrowers
At roughly 211 people per square mile, Hindman is lightly settled; 28 larger places lie within 50 miles. What is available to Hindman's 655 borrowers is set by Kentucky licensing and your own credit, not by how many branches are nearby. The nearest larger city, Hazard, KY about 13 miles away.
Where Hindman sits in Kentucky
Within Kentucky, Hindman holds roughly 0.0% of all residents, the 262nd-largest share among 416 places. For population change between 2020 and 2023, Hindman ranks 414th of 416 in Kentucky (about the 0th percentile). Its roughly 211 residents per square mile place it 396th among Kentucky's places. The population moved by about 50 people between 2020 and 2023, a 7.1% shift.
Common questions
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Nearby places
- Pippa Passes, KY — population 584
- Vicco, KY — population 309
- Wayland, KY — population 377
- Hazard, KY — population 4,964
- Wheelwright, KY — population 472
- Whitesburg, KY — population 1,658
- Fleming-Neon, KY — population 521
- Martin, KY — population 486