Personal loans in Whitesburg, KY

Whitesburg is home to roughly 1,658 people and stands 162nd by size out of 416 Census places in Kentucky. When Kentucky caps or restricts a product, lenders either change the terms or withdraw it from Whitesburg as from the rest of the state. Whitesburg lost roughly 6.4% of its population across the 2020-to-2023 comparison. The nearest larger metro is Jenkins, KY about 10 miles away.

Whitesburg: population, trend and location

Whitesburg is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: about 1,658 people live here, which puts Whitesburg 162nd of 416 Census places in Kentucky (Vintage 2023).
• Population trend: A loss of roughly 6.4% between 2020 and 2023.
• People gained or lost: about 114 fewer since the 2020 base.
• Size percentile: Whitesburg sits ahead of around 61% of Kentucky places, at 1,658 people.
• Density: roughly 529 residents per square mile, spread over 3.1 sq mi of land.
• By land area: Whitesburg ranks 113th among Kentucky's 416 places, at 3.1 sq mi.
• Water: Whitesburg holds about 0.07 square miles, the 72nd-largest water area in Kentucky.
• Share of Kentucky: Whitesburg holds about 0.1% of the state's population, some 1,658 people.
• National standing: Whitesburg ranks 8,339th of 19,457 US places.
• Growth in Kentucky: Whitesburg stands 409th by percentage change from 2020 to 2023, among 416 places.
• Versus Kentucky: the state average change is -0.2%, while Whitesburg moved 6.4%.
• Density rank: Whitesburg is the 329th most densely settled place in Kentucky.
• Density vs Kentucky: Whitesburg's 529 people per square mile compare with a state median of 1,045.
• Location: mapped by the US Census Bureau at 37.1178, -82.8230.
• Nearest larger cities: Jenkins (10 mi); Cumberland (13 mi); Wise (17 mi); Norton (17 mi); Big Stone Gap (18 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller towns nearby: Fleming-Neon (9 mi); Lynch (12 mi); Pound (12 mi).
• Smaller neighbours: 35 places smaller than Whitesburg sit within 50 miles.
• At 100 miles: 94 larger Census places fall inside that radius.

How Whitesburg compares across Kentucky

Set beside Kentucky's 416 places, Whitesburg ranks 162nd by population and holds about 0.1% of the state total. Its 2020-to-2023 change ranks 409th of 416 Kentucky places, putting it near the 2th percentile for growth. At about 529 people per square mile, Whitesburg is the 329th most densely settled place in Kentucky. Between 2020 and 2023 the count changed by roughly 114 residents.

Steps to take before a Whitesburg loan

These steps shape the offer you get in Whitesburg, a place of about 1,658 people:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Confirm the Kentucky licence with the regulator named above before committing.
5. Choose a term you can live with; stretching it lowers the payment but raises total interest.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Be clear on what the loan is for and how it gets repaid.

None of these steps is Whitesburg-specific: the same Kentucky licensing and disclosure rules reach all 1,658 residents.

Kentucky consumer-lending rules applied in Whitesburg

Read the table as a lender's compliance picture for Whitesburg: the rule, the sourced figure, the publisher and the date.

The geography behind Whitesburg

The Census Gazetteer records 3.1 square miles of land and 0.07 square miles of water within Whitesburg. That land carries about 529 people per square mile. The state's population centre of gravity, Lexington-Fayette, is roughly 110 miles away. A 50-mile radius around Whitesburg takes in 18 places that are larger. The 100-mile radius contains 94 larger places.

How lenders reach Whitesburg

With about 529 residents per square mile, Whitesburg is moderately settled, and 18 larger Census places sit within 50 miles. Lenders licensed in Kentucky reach Whitesburg's 1,658 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Jenkins, KY about 10 miles away.