Personal loans in Hempstead, TX

A lender serving Hempstead holds a Texas licence and answers to a Texas regulator; no city office is involved for its 6,537 residents. If debt is already a strain, a nonprofit credit counsellor can help Hempstead residents before they take on more. Every figure below is Texas's own, applied to Hempstead's 6,537 residents, with the publisher and retrieval date attached. The closest larger place is Prairie View, TX about 6 miles away.

What the Census records for Hempstead

The figures below are Hempstead's own — Census population, land area and coordinates — followed by the Texas rules.

• Population: the Census counts 6,537 residents in Hempstead (Vintage 2023 subcounty estimate), the 321st-largest figure among Texas's 1,224 places.
• Population trend: The 2020-to-2023 change is positive, near 20.4%.
• Change in people: the 2020-to-2023 comparison is a gain of about 1,109 residents.
• Size percentile: about 74% of Texas's Census places are smaller than Hempstead.
• Land and density: 6.6 square miles of land carry roughly 996 residents per square mile.
• Land area: Hempstead covers 6.6 square miles, the 306th-largest area among Texas's 1,224 places.
• Water area rank: Hempstead ranks 555th among Texas's 1,224 places, with 0.01 sq mi.
• State share: roughly 0.0% of Texas's residents live in Hempstead (6,537 people).
• National rank: Hempstead is 4,157th of 19,457 places nationwide.
• Growth rank: Hempstead ranks 93rd among Texas's 1,224 places for the 2020-to-2023 change.
• State comparison: Texas's places average +6.5% for 2020-to-2023, against Hempstead's 20.4%.
• Density in Texas: Hempstead ranks 516th by people per square mile.
• Against the state median: Hempstead runs about 996 residents per square mile, where the Texas median is 840.
• Location: latitude 30.1006, longitude -96.0777 (Census Gazetteer).
• Nearest larger cities: Prairie View (6 mi); Brenham (19 mi); Navasota (20 mi); Sealy (24 mi); Katy (26 mi). A branch is convenient; it is not what sets your APR.
• Smaller places close by: Pine Island (4 mi); Waller (9 mi); Bellville (15 mi).
• Smaller places within 50 miles: 53 of them.
• Within 100 miles: 63 places are larger than Hempstead.

What a Hempstead borrower is actually offered

A Hempstead personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 6,537 residents. Federal Truth in Lending rules require a Hempstead lender to disclose the APR and finance charge before you sign. Shortening the term on a Hempstead loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

How lenders reach Hempstead

At roughly 996 people per square mile, Hempstead is moderately settled; 21 larger places lie within 50 miles. Whether Hempstead has a local branch or not, a Texas-licensed lender can serve its 6,537 people online on the same terms. The nearest larger city, Prairie View, TX about 6 miles away.

Texas consumer-lending rules applied in Hempstead

Texas has no separate rate rule for Hempstead; the sourced rows below are what reach every lender that serves its 6,537 people.

Hempstead in state context

Within Texas, Hempstead holds roughly 0.0% of all residents, the 321st-largest share among 1,224 places. On the 2020-to-2023 trend, Hempstead stands 93rd among Texas's 1,224 places — roughly the 92th percentile. Its roughly 996 residents per square mile place it 516th among Texas's places. By land area, its 6.6 square miles rank 306th of 1,224 places in Texas.

Hempstead: area, density and distance

Hempstead covers about 6.6 square miles of land, with 0.01 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 996 people per square mile. Houston, the largest place in Texas, is about 47 miles from Hempstead. Counting outward 50 miles, 21 larger communities surround Hempstead. By land area it ranks 306th of 1,224 Texas places.