Personal loans in Heflin, AL

Pull your credit reports and line up at least three offers before you apply from Heflin. Every figure below is Alabama's own, applied to Heflin's 3,507 residents, with the publisher and retrieval date attached. Population in Heflin climbed about 2.0% over the three years from 2020 to 2023. The next larger city is Anniston, AL about 14 miles away.

Where Heflin stands

The figures below are Heflin's own — Census population, land area and coordinates — followed by the Alabama rules.

• Population: 3,507 — Heflin ranks 132nd of 462 communities in Alabama (US Census Bureau, Vintage 2023).
• Population trend: About 2.0% above the 2020 Census base.
• Absolute change: 70 residents added between 2020 and 2023.
• Size percentile: Heflin sits ahead of around 71% of Alabama places, at 3,507 people.
• Land and density: 16.1 square miles of land carry roughly 217 residents per square mile.
• Land area: Heflin covers 16.1 square miles, the 86th-largest area among Alabama's 462 places.
• Water area: Heflin has 0.18 square miles of water, ranking 80th of 462 places in Alabama.
• State population share: Heflin accounts for about 0.1% of everyone in Alabama.
• National standing: Heflin ranks 5,823rd of 19,457 US places.
• Growth rank: Heflin ranks 132nd among Alabama's 462 places for the 2020-to-2023 change.
• Against the state trend: Heflin's 2.0% change compares with a Alabama average of +1.0% across its 462 places.
• Density rank: Heflin is the 264th most densely settled place in Alabama.
• Density vs Alabama: Heflin's 217 people per square mile compare with a state median of 259.
• Location: coordinates 33.6474, -85.5693 (US Census Bureau Gazetteer).
• Nearest larger cities: Anniston (14 mi); Jacksonville (16 mi); Oxford (18 mi); Piedmont (20 mi); Bremen (24 mi). Larger metros often have more branches, but online lenders reach Heflin on the same terms.
• Smaller communities close by: Fruithurst (10 mi); Ranburne (16 mi); Weaver (16 mi), each with its own Census population profile.
• Within a 50-mile radius: 45 smaller Census places.
• At 100 miles: 173 larger Census places fall inside that radius.

Heflin: area, density and distance

Heflin covers about 16.1 square miles of land, with 0.18 square miles of water inside its boundaries (Census Gazetteer). That land carries about 217 people per square mile. The state's population centre of gravity, Huntsville, is roughly 96 miles away. Within 50 miles of Heflin there are 26 larger Census places. The 100-mile radius contains 173 larger places.

Borrowing reach in Heflin

Heflin is lightly settled, with about 217 people per square mile and 26 larger places within 50 miles. Distance to a branch rarely matters for Heflin's 3,507 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Anniston, AL about 14 miles away.

How Heflin compares across Alabama

Set beside Alabama's 462 places, Heflin ranks 132nd by population and holds about 0.1% of the state total. For population change between 2020 and 2023, Heflin ranks 132nd of 462 in Alabama (about the 71th percentile). By density, at about 217 people per square mile, it ranks 264th in Alabama. The population moved by about 70 people between 2020 and 2023, a 2.0% shift.

The anatomy of a Heflin personal loan

With roughly 3,507 residents, Heflin is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Heflin. A longer term lowers the monthly payment on a Heflin loan but raises total interest, so the smallest payment is not the cheapest loan.

How Alabama law applies in Heflin

This table holds the Alabama rate and licensing rules for consumer loans made to Heflin's 3,507 residents.